Best Online Baccarat Casinos for 2025

Online baccarat casinos have elegant tables with simple rules, better odds, and a lower house edge compared to land-based casinos.

Our experts have identified the best sites for anyone interested in playing online baccarat for real money. These casinos offer high-quality baccarat games with side bets, large bonuses, and secure payouts.

Raging Bull

99%

Deposit Bonus of 350% + 50 Free Spins

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10x playthrough requirement, no cashout limits, will redeem with any deposit you make of $30 or more, and can be redeemed one (1) time per player. Bonus can be used on slots, keno, bingo, and scratch card games. Spins come with an additional 10x playthrough requirement. Bonus and Spins will be credited automatically upon redemption of the couponcode. Standard terms apply.

Wild Casino

98%

Claim 250 Wager Free Spins + VIP Membership

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250 Free Spins offer is only available to players making their first deposit. Free Spins will be issued automatically beginning the day after you make your first deposit. Free spins are valid for 24 hours after being issued. Maximum win amount from free spins is $100.

Black Lotus

97%

Deposit Bonus of 200% up to $7,000 + 30 Free Spins

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All offers are available for new players only. Bitcoin, Visa and MasterCard deposits are accepted. Minimum withdrawal of $100. 60X wagering on all bonuses. Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. A minimum $20 deposit is required to process a withdrawal.

BetUS

96%

Casino Sign-up Bonus of 200% up to $5,000

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30X rollover on casino games for release and cashout. Max cashout for casino bonus is $5,000. 7-day expiry. Must fulfill the wagering requirements.

BC.Game

97%

Welcome Bundle: 470% up to $1,600 + 400 Free Spins or 20 Free Bets

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The bonus funds and Free Spins must be used within 7 days of being credited. A minimum deposit of $10.00 is required for the first bonus. A minimum deposit of $15.00 is required for the 2nd, 3rd, and 4th bonuses. Bonus Funds: The bonus amount must be wagered 35 times (35x). Free Spins Winnings: Winnings from Free Spins are subject to a 60x wagering requirement.

Lucky Red Casino

96%

Welcome Bonus of 400% up to $4,000 + $75 Free Chip

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This offer comes with a 50X wagering requirement and no maximum cashout. It applies to slots, keno, and scratch cards but excludes all network progressive games. You can redeem it once, with a maximum total bet of $10 and a max coupon amount of $4,000. Must deposit with crypto to receive the 75 free spins.

Cafe Casino

96%

Welcome Bonus of 350% up to $2,500

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The 250% Welcome Bonus consists of one (1) 250% match bonus up to $1,500 only valid on your first deposit. The 350% Crypto Welcome Bonus consists of one (1) 350% match bonus up to $2,500, only valid on your first deposit when made with crypto. The deposit plus bonus amount is subject to a 40X playthrough requirement.

Mega Frenzy

95%

Daily Freebies, Rewards & 100% Welcome Offer With World class providers

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18+ Terms and conditions apply. Not valid in Connecticut, Idaho, Louisiana, Maryland, Michigan, Montana, Nevada, New York and Washington.

Wild.io

96%

Exclusive 400% Match Bonus Up To $10,000 + 300 Free Spins

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Minimum $20 to get the bonus. The maximum bonus amount is 1,000 USD, or its equivalent in the other currencies available. The wagering requirement is 40x.

BetNow

93%

Welcome Bonus 200% Welcome Bonus of up to $1,000

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Enter promo code CRYPTO200 (for crypto bonus). Minimum deposit is $5 deposit. 18x rollover. Enter promo code BN150 (for credit card bonus). Minimum deposit is $10 deposit. 15x rollover.

Online Casino Games

96%

1st Deposit Match of 400% up to $4,000

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Get a 400% match up to $4,000 on your first deposit and a 200% match up to $2,000 on your second, third, and fourth deposits, with a minimum deposit of $20 and a 40X rollover on the deposit plus bonus. Different game types contribute differently to wagering fulfillment (e.g., slots 100%, table games, videopoker, and others 10%).

Vegas Casino Online

94%

200% up to $1,000 on Your First Deposit

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Redeem your Coupon Code at the cashier prior to making your deposit. A Bonus Coupon Code can be also redeemed after your deposit is complete, but only if it has not been played on any game. Coupon codes are valid only for deposits of $25 or more. The cashier is located inside the casino app.

Everygame

96%

Welcome Bonus of 200% up to $2,000 + 40 Free Spins

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Minimum deposit is $20. Standard wagering requirements apply: 30x deposit + bonus. Free spins are valid for Cash Bandits 3.

Slots of Vegas

98%

Get Welcomed with a $2,500 Bonus + 50 Free Spins

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The maximum bonus is $2,500 with a 10x rollover requirement, and there’s no withdrawal limit. This offer is available for a one-time use per player.

Grand Bay

94%

200% Match Bonus up to $4,000 +30 FS

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60X wagering on all bonuses. Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. A minimum deposit of $20 is required to process a withdrawal. Maximum withdrawal of $1000 on Match bonuses from 101% or greater.

SuperSlots

93%

Welcome Bonus $6,000 + 100 Free Spins

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Terms and conditions apply, please make sure to fully read the full document before signing up

Bovada

91%

Match Bonus of 100% up to $3,000

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The Promotion consists of one 100% match bonus up to $1000 followed by two (2) 100% match bonuses up to $1000. The deposit plus bonus amount is subject to a 25x playthrough requirement. Coupon code for first deposit: CAWELCOME100; coupon codes for second and third deposits: BV2NDCWB.

Vegas Aces

96%

Welcome Offer: 250% up to $2,500 + 100% on Next 4 Deposits

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New customers can claim this welcome bonus, which includes a 250% match up to $2,500 on the first deposit and a 100% match up to $1,000 on the next four deposits, using code ACES250 for the initial deposit (once per account) and ACES100 for the following four deposits (up to four times per account). A minimum deposit of $50 is required, with a maximum bonus of $1,000 per deposit, a 35X wagering requirement on the deposit plus bonus, and a maximum cashout limit of $5,000.

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The Best Baccarat Online Casinos Compared

This table highlights the key features of the popular baccarat games at the best online casinos. All the sites below host classic and new table games. And, most importantly, they offer appealing bonuses for baccarat players.

Best Online Baccarat Real Money Site Overall: BetWhale

BetWhale offers an array of classic baccarat games, with betting limits to suit both low and high rollers. Their site also provides large bonuses and performs exceptionally well on mobile.

BetWhale is an elite online casino that hosts a wide range of high-quality baccarat games. You can play seven virtual baccarat games, including classic baccarat and no commission baccarat.

There are also nine live baccarat options, with betting limits ranging from $1 to $10,000 per hand. That should ensure the site caters to all budgets.

BetWhale also offers large bonuses, and card games contribute 20% towards the wagering requirements. The software is excellent, resulting in a smooth, reliable user experience, and payouts are quick and secure.

What the Best Online Baccarat Real Money Casinos Offer

The best online baccarat casinos are secure and trustworthy. They offer 24/7 customer service and a wide range of secure payment methods, including crypto. Here are more benefits you can look forward to, from the sites in our toplist.

Bonuses to Claim for Online Casino Baccarat

You can claim a wide range of exciting bonuses at top baccarat sites. In fact, the best casino bonuses will give you more funds to use on baccarat and fair terms and conditions.

These are the main promos to consider:

Welcome Bonus

• What Is It? A welcome bonus or cash offer is awarded to new players at a casino. The top online baccarat casinos on our list have some of the best welcome bonuses right now.
• Why Claim It? The site will match a percentage of your first deposit with bonus credits.
• Example: You might be offered a 200% welcome bonus of up to $7,000. To qualify, you must sign up and make an initial deposit.

Reload Bonus

• What Is It? This bonus is designed to reward existing customers. Therefore, you get a deposit match bonus each time you make a deposit.
• Why Claim It? It gives you additional funds to play at online baccarat casino sites. This kind of offer is also known as a deposit match bonus.
• Example: You might be offered a 50% reload bonus of up to $250 weekly.

Loyalty Programs

• What Is It? The best online baccarat casinos give you points whenever you make real-money bets and play. The more you play, the more points you earn. The best prizes are in the top tiers of the programs.
• Why Claim It? You can redeem the points for cash to use in online baccarat tables. Such programs can also come with special rewards, exclusive tournament entries, and bonus credits.
• Example: A baccarat casino site gives you a cash bonus on your birthday, a dedicated customer support team, faster withdrawals and other special offers. Good thing is – even the best offshore casinos have VIP programs for regular players.

Cashbacks

• What Is It? You might have accumulated a percentage of your losses from online baccarat or other games at the casino.
• Why Claim It? You can recover a fraction of your previous losses and use the funds to boost your bankroll.
• Example: Most top baccarat online sites in the US give 5% to 10% as cashback.

Best Baccarat Online Casino for Bonuses: CoinCasino

Online baccarat players can claim many cypto bonuses at CoinCasino, including a huge welcome bonus and generous ongoing promos.

CoinCasino offers new customers a 200% welcome bonus worth up to $30,000. This is one of the largest sign-up bonuses on the market right now.

The offer comes with a 60x wagering requirement. Furthermore, baccarat games at CoinCasino contribute 20% towards meeting that requirement. That’s an attractive rate, considering rival sites allow only 5% or 10%.

You will also find plenty of ongoing promos at this baccarat site. They include missions, social media giveaways, tournaments, and loyalty rewards. CoinCasino hosts 75 baccarat games, including virtual and live dealer games, and provides instant payouts.

Types of Online Baccarat Variations

Baccarat is a simple, elegant game. There are three distinct variations: Chemin de fer, Baccarat Banque, and Punto Banco. The latter is the only variation found at online casinos.

Punto Banco

This is easily the most played baccarat table at online casinos. You simply need to bet whether the player’s hand will be closer to 9, the banker’s hand will be closer to 9, or it will end in a tie. It is popular for its fast-paced gameplay and low house edge.

Here are other entertaining online baccarat variants derived from punto banco:

• Speed Baccarat: A classic Punto Banco game played at a rapid pace.
• Mini Baccarat: Essentially Speed Baccarat, but played for low stakes.
• VIP Baccarat: Punto Banco baccarat played for high stakes.
• EZ Baccarat: A Punto Banco game, in which a bet on the banker pays even money (1:1), as opposed to 19:20. However, if the banker wins with a three-card total of seven, any banker bets will be declared void (a push). That means you’ll get your money back, rather than winning. There’s also a Dragon side bet.
• No Commission Baccarat: Similar to EZ Baccarat, most winning banker bets pay 1:1, rather than 19:20. However, any winning banker hands with a point count of 6 will be paid out at 1:2.
• Dragon Baccarat: A Punto Banco baccarat game with a Dragon side bet. Depending on the game, the side bet can pay up to 40-1.

➡️ Did you know: All baccarat games at online casinos follow the Punto Banco format. You won’t find Chemin de fer or Baccarat Banque at online casinos, as those versions are only played in person. In the last two variants, players bet against each other instead of the house.

Best Online Baccarat Casino for Game Variations: Wild Casino

Wild Casino offers an outstanding range of virtual baccarat games, including some of the best baccarat live tables online.

ParagraWild Casino hosts virtual baccarat games from Dragon Gaming, Betsoft, Qora Games, and Flipluck. There’s an exclusive Wild Casino Baccarat game, which is beautifully designed.

The site also hosts nine live baccarat tables, with bet limits ranging from $1 to $10,000 per hand. Additionally, live baccarat games from Fresh Deck Studios, BetGames, and Visionary iGaming create a diverse library.

This popular online casino makes it easy for players to find baccarat games. Wild Casino also offers attractive bonuses for baccarat players, such as Table Game Tuesdays, and a comprehensive loyalty program too.ph

Payment Options at Online Baccarat Casinos

The best baccarat casino sites offer a long list of secure payment methods. What’s better, when you play at the best Inclave casinos, you can safely log in and make deposits without signing up.

These are the main options to consider:

Credit / Debit Card

You can use Visa, Mastercard, American Express, and Discover to deposit funds at the best baccarat online casino sites. This is a traditional and relatively convenient deposit method. Your funds should arrive instantly, with little or no extra cost. Most importantly, the best credit card casinos allow withdrawals of $5,000 or more.

Cryptocurrencies

Crypto is perfect for large deposits and massive withdrawals. It’s a highly secure deposit method, as it doesn’t require you to enter any card or bank details on web forms. Crypto is often the fastest withdrawal option at online baccarat sites, too. The funds should arrive within minutes after the site approves your payout request.

E-Wallets

You may occasionally find a casino allowing e-wallets like PayPal, Google Pay, or Apple Pay. Also, note that the best cash app casinos process payments with no delays or hidden fees. However, e-wallet deposits are usually exempt from the welcome bonus.

Online Banking

Online banking is a secure, highly regulated payment method. You can often deposit funds at an online baccarat casino via a provider like Trustly or PayWithMyBank. Alternatively, you can send an e-check via ACH (Automated Clearing House). Online banking is typically available for withdrawals, too, but this can be one of the slowest options.

Bank Wire

Bank wire transfers are ideal for high rollers who want to make large deposits or withdrawals at online casinos. This is a strong option if you don’t want to use crypto. However, wire transfers can be slow, and the fees can also be high.

Best Baccarat Casinos for Fast Payouts: BetOnline

BetOnline processes most payout requests within minutes, and it offers a long list of secure withdrawal options.

BetOnline is an established online casino with a reputation for delivering quick, secure payouts. Most withdrawal requests are approved within minutes, and the funds will then be transferred to you.

The site offers some rapid withdrawal options. For example, you can use 17 cryptocurrencies. You should receive your money in less than a minute if you select a token like XRP, AVAX, TRX, or XLM.

Fiat-based options include bank transfers and P2P transfers. The withdrawal limits are broad, ranging from $20 to $100,000 per transaction, and there are no daily, weekly, or monthly withdrawal limits.

Best Online Baccarat Strategies and Tips

These tips can improve your chances of success when you play baccarat online for real money:

How to Play Baccarat Online for Money

Baccarat is one of the simplest card games at online casinos. Follow these steps to play online baccarat for real money:

1. Find an Online Baccarat Game

Sign up with one of the reputable baccarat online casino sites highlighted on this page. Make a deposit and claim your sign-up bonus.

Search for “Baccarat” to check out the options. Alternatively, navigate to the “Table Games” section or the “Live Casino” section to browse baccarat games. Find a game that appeals, and click or tap on it.

2. Choose Your Bet Size

The minimum bet is often just $1 per hand, but high roller baccarat can have minimum stakes at $50. Some online baccarat games allow you to wager up to $10,000 per hand. Click or tap on the chips at the bottom of the game and then lay them on the table to place your bet.

3. Place Your Bet

You have three options:

• The Player’s hand to win.
• Banker’s hand to win.
• Tie.

The hand that is closest to 9 will win. If the banker and the player have the same hand value, it will result in a tie. Any bets on the banker or player will result in a push, which means you get your money back.

Decide which option you’d like to bet on, and lay your chips down on the table. You can then hit the “Deal” button.

4. Cards are Dealt

Here’s how online baccarat works:

• The player and the banker each receive two cards, which are added together to determine the total hand value.
• Only the second digit is used when the total hand value exceeds 9. For example, the banker receives a 6 and an 8, resulting in a total hand value of 14. In that case, the result would be 4, as only the second digit counts.
• No additional cards will be dealt if either hand totals 8 or 9. Extra cards will be dealt if neither the banker’s nor the player’s hand totals 8 or 9.
• If the player’s hand totals 5 or less, the player will be dealt a third card. The player stands on a 6 or a 7.
• The dealer receives a third card according to the third card the player draws. This is named the banker’s rule, which is explained in the “Baccarat Online Casino Rules” section below. It gives the banker’s hand a slight edge.

5. Collect Your Winnings

All banker bets will win if the banker’s hand is closest to 9. Meanwhile, the Player’s bets will win if the player’s hand is nearest to 9. All Tie bets will win, while all other wagers are voided if it’s a tie.

You’ll receive your winnings instantly if you guessed correctly. They will be reflected in your account balance, which will be displayed at the bottom of the screen. You can then play another hand or exit the game.

➡️ Did you know: Most top baccarat casinos in the US have dedicated tables that allow demo gameplay. Use demo variants to practise and familiarize yourself with the game rules.

How To Win at Online Baccarat Games

There are three ways in which you can win when playing baccarat online for real money:

• You bet on the banker, whose hand is closer to 9 than the player’s.
• Bet on the player whose hand is closer to 9 than the banker’s.
• Bet on the tie, and the player and banker end up with the same hand value.

The Banker vs The Player Bets, Odds & Payouts at A Glance

Although online baccarat is a game of chance, here are the odds of each hand and the average payout of the same hand across top baccarat games online.

What if the hand ends in a Tie? Any bets on the player or banker will push (meaning you get your money back). That means the banker bet wins more than half the time.

However, you must pay a 5% commission on winning banker bets. That means it pays out at 19:20, rather than 1:1. For example, a $100 bet would deliver a $95 payout. That means the overall return to player (RTP) rate on a banker bet is 98.94%.

💡 Editor’s tip: Take advantage of statistical tools and analytics in live dealer baccarat. Check the history boards, roadmaps and in-game statistics to see your previous bets and plan your gaming.

Baccarat Online Casino Rules

The goal is to successfully predict which hand, Player or Banker, will go closest to 9. These are the key rules:

Card Values

• Aces = 1.
• 2 to 9 = face value.
• 10, J, Q, K = 0.
• Only the last digit of the total counts (e.g., 7 + 8 = 15, so the hand value is 5).

Format

• Cards are usually dealt from a six-deck shoe, but some games feature an eight-deck shoe.
• There are two hands: Player and Banker. You can bet on which hand will go closest to 9, or you can bet on a tie.
• Each hand receives two cards. If either hand totals 8 or 9, it is graded as a natural win, and no more cards are drawn.
• A third card may be drawn, according to strict rules explained below.

Player’s Third Card Rule

These are the three potential scenarios for the player’s hand:

• Hand value of 0-5 = draws a third card.
• Hand value of 6 or 7 = stands.
• Hand value of 8 or 9 = natural, no more cards drawn

Banker’s Rule

If the player doesn’t draw a third card, there are two options for the banker:

Most Important Baccarat Terms

• Action: The amount wagered on a single round or an entire baccarat session.
• Baccarat: The name means “zero” in Italian. It refers to a hand of zero value; the worst possible hand.
• Banco: Spanish for bank.
• Banker bet: A wager on the banker’s hand going closest to 9.
• Bankroll: Your budget for a baccarat session.
• Commission: You pay a 5% commission on winning banker bets, which changes the payout from 1:1 to 19:20.
• Coup: A French term that refers to a single round of play in baccarat.
• Dealer: The dealer runs the game and hands out the cards. The dealer is not the same as the banker.
• Dragon 7: A side bet that pays 30:1 or 40:1, depending on the game. It requires the dealer’s hand to win with a three-card total of 7.
• Dragon Bonus: This side bet pays off if the player’s chosen hand wins by at least 4 points.
• Face card: A Jack, Queen, or King. These cards have a value of 0, also known as “monkey” cards.
• La Grande: A natural 9, the best hand in baccarat.
• La Petite: A natural 8, also known as “The Little One.”
• Natural: This term is used when the first two dealt cards total 8 or 9. In some land-based casinos, a natural 8 pays 2:1 and a natural 9 pays 3:1.
• Panda 8: A side bet, which is won if the player’s hand wins with a three-card total of 8. It usually pays 25:1
• Player bet: A wager on the player’s hand going closest to 9.
• Punto: Spanish for player.
• Push: If the result is a tie, bets on the player’s or banker’s hands are graded as a push. It means you neither win nor lose.
• Shoe: A device that holds multiple decks (usually 6 or 8), from which the cards are dealt.
• Tie: A bet on the player’s hand and the banker’s hands having the same value.

Online Baccarat Strategy, Odds, House Edge, and RTP

Each baccarat bet has a return to player (RTP) rate. It highlights the amount you can expect to receive if you have average luck and play for a prolonged period of time.

For example, if you place a bet with a 98.76% RTP rate, you’ll expect $98.76 back for every $100 wagered. Of course, the results are entirely random, meaning that some players win and others lose. However, choosing a bet with a high RTP rate theoretically improves your chances of success.

This table highlights the RTP rate on each baccarat bet. The RTP also tells you the house edge.

As you can see, the banker bet has the best RTP rate. That means it carries the lowest house edge. It only pays 19:20, but it wins more than it loses (remember that banker bets are graded as a push if it’s a tie).

FAQs

References

1. https://digitalscholarship.unlv.edu/occ_papers/20/ (University of Las Vegas – The History of Baccarat)