{"id":70243,"date":"2026-02-18T05:36:17","date_gmt":"2026-02-18T05:36:17","guid":{"rendered":"https:\/\/casinobeats.com\/se\/?p=70243"},"modified":"2026-02-18T05:36:18","modified_gmt":"2026-02-18T05:36:18","slug":"utokat-forbud-mot-spel-pa-kredit-trader-i-kraft","status":"publish","type":"post","link":"https:\/\/casinobeats.com\/se\/2026\/02\/18\/utokat-forbud-mot-spel-pa-kredit-trader-i-kraft\/","title":{"rendered":"Ut\u00f6kat f\u00f6rbud mot spel p\u00e5 kredit tr\u00e4der i kraft 1 maj 2026"},"content":{"rendered":"\n<p>Riksdagen har beslutat om ett ut\u00f6kat kreditf\u00f6rbud i spellagen i syfte att motverka skulds\u00e4ttning kopplad till spel om pengar. Lag\u00e4ndringen b\u00f6rjar g\u00e4lla den 1 maj 2026 och inneb\u00e4r sk\u00e4rpta krav f\u00f6r akt\u00f6rer med svensk spellicens.<\/p>\n\n\n\n<p>Det nya regelverket breddar det befintliga kreditf\u00f6rbudet och omfattar samtliga licenspliktiga spelformer, oavsett om spelet erbjuds online eller via fysiska ombud.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vad inneb\u00e4r det nya kreditf\u00f6rbudet?<\/h2>\n\n\n\n<p>Den\u00a0<a href=\"https:\/\/data.riksdagen.se\/fil\/A49409C4-C87F-4213-AB1B-52002E6B7050\" target=\"_blank\" rel=\"noreferrer noopener\">antagna \u00e4ndringen i spellagen<\/a>\u00a0inneb\u00e4r att licenshavare och spelombud inte f\u00e5r till\u00e5ta eller medverka till att spel finansieras med krediter. De \u00e4r dessutom skyldiga att vidta l\u00e4mpliga \u00e5tg\u00e4rder f\u00f6r att f\u00f6rhindra att spel betalas med l\u00e5nade pengar.<\/p>\n\n\n\n<p>Regleringen \u00e4r en utvidgning av dagens best\u00e4mmelser, som redan f\u00f6rbjuder spelbolag och ombud att sj\u00e4lva erbjuda krediter. Den nya lagen g\u00e5r l\u00e4ngre genom att \u00e4ven omfatta situationer d\u00e4r n\u00e5gon annan tillhandah\u00e5ller krediten.<\/p>\n\n\n\n<p>Syftet \u00e4r att minska risken f\u00f6r \u00f6verskulds\u00e4ttning och att f\u00f6rhindra att spelare satsar pengar de inte har ekonomisk t\u00e4ckning f\u00f6r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vilka omfattas av reglerna?<\/h2>\n\n\n\n<p>Kreditf\u00f6rbudet g\u00e4ller:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Alla akt\u00f6rer som tillhandah\u00e5ller spel med licens fr\u00e5n Spelinspektionen<\/li>\n\n\n\n<li>Samtliga spelombud<\/li>\n\n\n\n<li>Alla licenspliktiga spelformer<\/li>\n\n\n\n<li>Alla f\u00f6rs\u00e4ljningskanaler, b\u00e5de digitala och fysiska<\/li>\n<\/ul>\n\n\n\n<p>Spel som inte kr\u00e4ver licens, exempelvis kommunala registreringslotterier, omfattas d\u00e4remot inte av den nya best\u00e4mmelsen.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vad r\u00e4knas som kredit?<\/h2>\n\n\n\n<p>Begreppet kredit tolkas brett och inkluderar alla former av uppskjuten betalning. Exempel \u00e4r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kreditkort<\/li>\n\n\n\n<li>Bankl\u00e5n<\/li>\n\n\n\n<li>Fakturabetalning i efterhand<\/li>\n\n\n\n<li>L\u00e5n fr\u00e5n n\u00e4rst\u00e5ende<\/li>\n\n\n\n<li>Krediter via tredje part<\/li>\n<\/ul>\n\n\n\n<p>Det inneb\u00e4r att \u00e4ven indirekta finansieringsl\u00f6sningar omfattas av f\u00f6rbudet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vad f\u00e5r spelbolag och ombud inte g\u00f6ra?<\/h2>\n\n\n\n<p>Ut\u00f6ver det tidigare f\u00f6rbudet mot att sj\u00e4lva erbjuda kredit f\u00e5r licenshavare och spelombud inte:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u00e4nvisa kunder till kreditgivare<\/li>\n\n\n\n<li>Underl\u00e4tta f\u00f6r annan att finansiera spel via kredit<\/li>\n\n\n\n<li>Godk\u00e4nna en spelinsats om de k\u00e4nner till att den betalas med l\u00e5nade medel<\/li>\n<\/ul>\n\n\n\n<p>Om en akt\u00f6r f\u00e5r k\u00e4nnedom om att en spelinsats finansieras med kredit \u2013 exempelvis genom spelarens egna uppgifter eller inom ramen f\u00f6r omsorgsplikten \u2013 m\u00e5ste k\u00f6pet nekas.<\/p>\n\n\n\n<p>D\u00e4remot finns inget krav p\u00e5 att genomf\u00f6ra s\u00e4rskilda utredningar eller kontrollera varje betalnings ursprung.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Krav p\u00e5 f\u00f6rebyggande \u00e5tg\u00e4rder<\/h2>\n\n\n\n<p>Lagen st\u00e4ller krav p\u00e5 att akt\u00f6rerna ska vidta l\u00e4mpliga \u00e5tg\u00e4rder f\u00f6r att motverka spel p\u00e5 kredit. Vad som anses l\u00e4mpligt beror p\u00e5 hur spelet s\u00e4ljs.<\/p>\n\n\n\n<p>Exempel p\u00e5 \u00e5tg\u00e4rder:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>F\u00f6rs\u00e4ljningskanal<\/th><th>M\u00f6jliga \u00e5tg\u00e4rder<\/th><\/tr><\/thead><tbody><tr><td>Online<\/td><td>Blockera kreditkort och tredjepartskrediter<\/td><\/tr><tr><td>Butik\/fysiskt ombud<\/td><td>Informera om kreditf\u00f6rbudet<\/td><\/tr><tr><td>Egen verksamhet<\/td><td>Se \u00f6ver betalningsl\u00f6sningar och riskbed\u00f6mningar<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Varje bettingsida och&nbsp;<a href=\"https:\/\/casinobeats.com\/se\/casinon-pa-natet\/\">casino med svensk spellicens<\/a>&nbsp;m\u00e5ste sj\u00e4lv analysera sin verksamhet och s\u00e4kerst\u00e4lla att regelverket f\u00f6ljs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Undantag f\u00f6r allm\u00e4nnyttiga lotterier<\/h2>\n\n\n\n<p>Det finns en m\u00f6jlighet f\u00f6r Spelinspektionen att bevilja undantag f\u00f6r lotterier som bedrivs f\u00f6r allm\u00e4nnyttiga \u00e4ndam\u00e5l enligt 6 kap. spellagen. F\u00f6r att undantag ska ges kr\u00e4vs s\u00e4rskilda sk\u00e4l.<\/p>\n\n\n\n<p>Dessutom f\u00e5r det sammanlagda kreditbeloppet inte \u00f6verstiga 1\/40 av prisbasbeloppet, vilket motsvarar 1 480 kronor \u00e5r 2026.<\/p>\n\n\n\n<p>Undantaget \u00e4r avsett att anv\u00e4ndas restriktivt och kr\u00e4ver ans\u00f6kan. \u00c4ven akt\u00f6rer som beviljas undantag m\u00e5ste arbeta f\u00f6rebyggande mot spel p\u00e5 kredit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Riksdagens behandling av f\u00f6rslaget<\/h2>\n\n\n\n<p>F\u00f6rslaget presenterades i proposition 2025\/26:11. Kulturutskottet st\u00e4llde sig bakom regeringens linje men f\u00f6reslog att ikrafttr\u00e4dandet skulle skjutas upp till den 1 maj 2026 f\u00f6r att ge ber\u00f6rda akt\u00f6rer mer tid att anpassa sina system.<\/p>\n\n\n\n<p>Riksdagen antog lag\u00e4ndringen i enlighet med utskottets f\u00f6rslag. Ett motionsyrkande om att helt undanta spel f\u00f6r allm\u00e4nnyttiga \u00e4ndam\u00e5l avslogs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">N\u00e4sta steg<\/h2>\n\n\n\n<p>Spelinspektionen ser \u00f6ver behovet av ytterligare v\u00e4gledning f\u00f6r hur det ut\u00f6kade kreditf\u00f6rbudet ska till\u00e4mpas i praktiken. Den nya regleringen markerar en sk\u00e4rpt h\u00e5llning i svensk spelpolitik, d\u00e4r konsumentskydd och minskad skulds\u00e4ttning st\u00e5r i fokus.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Riksdagen har beslutat om ett ut\u00f6kat kreditf\u00f6rbud i spellagen i syfte att motverka skulds\u00e4ttning kopplad till spel om pengar. Lag\u00e4ndringen b\u00f6rjar g\u00e4lla den 1 maj 2026 och inneb\u00e4r sk\u00e4rpta krav f\u00f6r akt\u00f6rer med svensk spellicens. Det nya regelverket breddar det befintliga kreditf\u00f6rbudet och omfattar samtliga licenspliktiga spelformer, oavsett om spelet erbjuds online eller via fysiska [&hellip;]<\/p>\n","protected":false},"author":117,"featured_media":70246,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_lmt_disableupdate":"yes","_lmt_disable":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[115,121],"tags":[],"class_list":["post-70243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter","category-socialt-ansvar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ut\u00f6kat kreditf\u00f6rbud i spellagen tr\u00e4der i kraft i maj 2026<\/title>\n<meta name=\"description\" content=\"Riksdagen inf\u00f6r ett ut\u00f6kat kreditf\u00f6rbud 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