Home World Oceania Australia Australia’s High Payout Online Casinos – The Complete 2025 Guide

Australia’s High Payout Online Casinos – The Complete 2025 Guide

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Looking for online casinos with the best payout in Australia? You’re in the right place. When it comes to real value, nothing beats high RTP games – the ones that can give you the best chance of winning over time.

In this guide, we’ll show you how to find high payout online casinos, identify the games with the strongest payout potential, and understand what makes certain pokies worth your spin.

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Comparing High Payout Online Casinos Down Under

Casino NameAverage Payout Rate (RTP)Number of GamesTop Software ProviderMaximum Withdrawal Limit
Mafia Casino97.5+%10,500+Pragmatic Play, Play’n GO, Spinomenal$5,000+
Instant Casino97.3+%4,000+Hacksaw Gaming, Playson, Betsoft$4,000+
CrownPlay97.2+%9,000+Yggdrasil, Fazi, VoltEnt$8,825+
Bet Ninja97+%3,000+Relax Gaming, Novomatic, Games Global$4,000+
Kingmaker97+%9,700+Red Tiger, Amusnet, Microgaming$8,825+

Key Features of the Best Payout Online Casinos

The best payout online casino sites in Australia share a common set of key features that contribute to a superior gaming experience.

Here’s what you should look for when choosing the best payout online casino:

  • High RTP Games: The best payout online casino real money sites feature a strong library of games with high Return to Player (RTP) percentages. These games are made to pay back a higher percentage of all bets over time, increasing your long-term winning odds. Look for sites that offer high-RTP pokies and tables like blackjack and baccarat.
  • Payout Speeds: The best payout casinos use an automated system that approves withdrawal requests automatically. You can also use speedy banking options like crypto and e-wallets to receive your funds in just 24 hours rather than days.
  • Reliable & Secure Payments: Leading best payout casino sites are compatible with a diverse range of fast and secure payment methods. You’ll be able to use Bitcoin, ETH, LTC, and USDT for anonymous payments. You can also use popular e-wallets such as PayID to perform bank-to-bank transfers without revealing your BSB or account number.
  • Responsive Customer Service: Even the best paying online casino can experience technical issues or delays, and that’s when responsive customer support becomes invaluable. If you can get assistance through 24/7 live chat, email, or phone, you’re in great hands.
  • Clear Withdrawal Policies: The best payout online casino Australia sites clearly show their withdrawal policies before it’s time to request your winnings. You’ll be able to view each site’s payout limits and associated fees. Casinos with no fees are your best bet.

High Payout Casinos and the Role of RTP

When discussing the best payout casinos, it’s important to understand what we mean by ‘best payout’. The answer is that the best payout casinos offer games with higher chances of paying out.

All games have a Return to Player (RTP) percentage and a house edge. The two terms are closely linked, and they can help you in deciding which games to play, which in turn can help your chances of getting a great payout.

Put simply, the best payout casinos are defined by the number of high-RTP games they have available to you.


Best Payout Online Casino Overall: Mafia Casino

At Mafia Casino, you can play thousands of games, including a great selection of high-RTP titles, and see withdrawals worth thousands of dollars in your account in minutes.
  • Mafia Casino game lobby
  • Mafia Casino megaways pokies
  • Mafia Casino promotions page
  • Mafia Casino banking page

Mafia Casino is a top Australian high payout casino with an extensive games library of 10,000+ titles. You can try to win huge jackpots on Megaways pokies, or profit on high-RNG table games and live dealer titles.

The site also lets you grab weekly and weekend reloads, live dealer game cashback, and hosts various tournaments with substantial prize pools. Its tremendous payment flexibility means it supports multiple withdrawal methods, including Jeton, Visa, Utorg, bank transfers, MiFinity, and cryptocurrency.

EXPERT TIP

The prizes at the five different claw machines aren’t necessarily the same. Before spending your credits, check out which option offers the best value.


Finding High Payout Casino Games: Where to Look

Now that you know high RTP games are key to getting better long-term returns, let’s look at the easiest ways to spot them at Australian online casinos, without digging through endless pages or guessing which titles pay best.

Step 1: Check the Game’s Info Panel

When you open a pokie, look for an “i” icon, menu, or help button, which is usually in the corner of the screen. That’s where most developers include the RTP, along with paylines and bonus details. It takes just a few seconds to check before you start spinning.

Step 2: Look at the Game Icon

Some casinos make it even faster by showing the RTP directly on the game tile or icon. Hover over it or click the small info (“i”) button to see details like volatility, paylines, and the RTP before you start spinning. Alternatively, you can also check the website footer for links like Game Info, Fairness, or RTP Data.

Step 3: Use Reliable Review Sites

If you can’t find the numbers on the casino itself, turn to trusted review platforms. These sites collect RTP data directly from the game providers, so you’ll know which versions actually offer the best payout potential. It’s especially useful for pokies that come in multiple variants with slightly different RTPs.


Highest RTP Casino Games by Type

Even though gambling is purely predicated on chance, the types of games you play will have a major role in your overall payout success.

Choosing games with a high Return to Player (RTP) will give you a better chance of winning money (and requesting withdrawals) over the long term.

Pokies

The best real money online pokies in Australia are a smash hit among AU players due to their simplicity and the sheer excitement of landing a massive jackpot. Here’s a quick guide to what the numbers mean:

  • Very High RTP: 97-99% (rare, examples exist)
  • High RTP: 96-97% (good)
  • Average RTP: 94-96% (standard)
  • Low RTP: Under 94% (avoid)

Some of the best paying online pokies are Mega Joker (NetEnt – 99% RTP), Blood Suckers (NetEnt – 98% RTP), and White Rabbit Megaways (Big Time Gaming – 97.7% RTP).

Blackjack Games

Blackjack is a classic card game that blends skill and chance with an extremely low house edge. As you beat the dealer to 21, you can expect a whopping 99.5% RTP by adhering to basic strategy.

  • Very High RTP: 99%+ (rare, usually perfect strategy required)
  • High RTP: 98–99% (common in classic single-deck or favourable rule games)
  • Average RTP: 96–98% (typical for standard multi-deck games)
  • Low RTP: Under 96% (less favourable rules, avoid if possible)

The best paying blackjack tables are Single-Deck Blackjack (99.5% RTP), Blackjack Switch (99.87% RTP), and American Blackjack (99.6% RTP).

Roulette Games

Roulette is a game of pure chance and unparalleled thrills. You’ll wager on a spinning ball that can land in pockets numbered from 0 – 36. It’s also possible to wager on colours (red/black) or columns for less risk instead of betting on a single number.

  • Very High RTP: 98.65%+ (European or French roulette with favourable rules)
  • High RTP: 97–98.65% (European roulette standard)
  • Average RTP: 94–97% (American roulette with 2 zeros)
  • Low RTP: Under 94% (rare variations, avoid if possible)

The best paying roulette games include French Roulette (98.65% RTP), European Roulette (97.3% RTP), and American Roulette (94.74% RTP).

Live Dealer Games

Live dealer games bridge the gap between the best paying casinos and land-based casinos by offering a real-time, immersive experience. A professional croupier shuffles the cards and directs the action as you watch and participate via HD streams.

  • Very High RTP: 99%+ (perfect-strategy blackjack, baccarat with favourable rules)
  • High RTP: 97–99% (standard live blackjack, baccarat, or roulette)
  • Average RTP: 95–97% (less favourable rule variations)
  • Low RTP: Under 95% (rare games, avoid if possible)

The best paying live dealer games include Live Baccarat (98.94% RTP), Early Payout Blackjack (99.5% RTP), and Live Casino Hold’Em (99.18% RTP).

Crypto Games

Crypto games, which are most often found at dedicated Bitcoin casinos, offer a new level of transparency and trust. They rely on provably fair technology to let players verify the outcome of each round independently.

  • Very High RTP: 97–99% (dice and plinko games)
  • High RTP: 95–97% (most popular crypto-friendly titles)
  • Average RTP: 92–95% (standard games with slightly lower payouts)
  • Low RTP: Under 92% (less favourable games, avoid if possible)

Some of our favourite best paying crypto games are Dice (99% RTP), Plinko (98% RTP), and Mines (99% RTP).

Video Poker

Video poker combines the instant results of pokies with the strategy of poker. Players are dealt five cards – they can choose which ones to hold and which to discard for the best possible hand.

  • Very High RTP: 99%+ (optimal paytables, perfect strategy applied)
  • High RTP: 97–99% (good paytables with standard strategy)
  • Average RTP: 95–97% (common versions, decent returns)
  • Low RTP: Under 95% (less favourable paytables, avoid if possible)

The best paying video poker games are Jacks or Better (99.54% RTP), Deuces Wild (99.7% RTP), and Aces & Eights (99.1% RTP).

Craps

Craps is an exciting and fast-paced dice game that has a wealth of betting options. Sticking with the safest Pass Line or Don’t Pass Line bets pays even money, but you can secure up to 30x your stake by betting on “Small or Tall.”

  • Very High RTP: 99%+ (Pass/Don’t Pass bets with optimal odds)
  • High RTP: 97–99% (Place and Come bets with good odds)
  • Average RTP: 95–97% (Field and Proposition bets)
  • Low RTP: Under 95% (long-shot or exotic bets, avoid if possible)

Top Paying Online Casino in Australia for High-RTP Games: Bet Ninja

Bet Ninja’s fine range of high-RTP games gives you the chance to explore casino favourites while preserving your bankroll for longer.
  • Betninja live casino
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At Bet Ninja, you have access to thousands of pokies, including numerous high-RTP options. You can also use basic strategy to achieve a return of over 99% on the site’s vast collection of blackjack titles, or play instant games such as Limbo, which has an RTP of around 98%.

If you love pokies, Bet Ninja features seasonal promos to help you get the best value for money. Should you strike it lucky and stack up the dollars, there are trusted, secure payout options that ensure you receive your money safely.

EXPERT TIP

Play live dealer classics like blackjack and baccarat to achieve the highest RTP. While game shows such as Money Time are a lot of fun, they often come with a higher house edge.


Game Providers at the Best Paying Casinos Ranked by Average RTP

When you’re aiming for the best value from your spins, the game studio behind the pokie or table game matters almost as much as the site you play it on. Below is a snapshot of key providers available to Aussie players and how they stack up in terms of average RTP (Return to Player).

Software ProviderAverage RTP
Pragmatic Play96.5%
NetEnt96.2%
Play’n Go96.3%
Microgaming96.4%
PlaytechOften  97%+ for some titles
Yggdrasil Gaming96.6%

Bonuses You Can Claim at Online Casinos With Best Payout

Casino bonuses are exactly what they say they are – they’re an extra boost to your own bankroll, allowing you additional chances of securing a payout.

However, casino bonuses can affect your chances of a payout in some ways. And we’ll explain how below. But first, let’s go through some of the most popular types of bonuses you’re likely to find at the best payout online casinos.

  • Welcome Bonus: Designed to attract new players with a generous percentage match. For example, if you claim a 100% match bonus and fund your account with $30, you’ll have a total of $60 to play with.
  • No Deposit Bonus: Highly sought after at the best payout casinos because they give you something for nothing. You’ll get a free chip or free spins by signing up – there’s no need to spend money at no deposit bonus casino sites in Australia.
  • Free Spins: Let you play specific pokies for free. They offer a chance to win real money prizes without dipping into your bankroll, but your winnings are still subject to wagering requirements. For example, you might claim 50 free spins to use on Starburst.
  • Reload Bonus: For existing players who have already received a welcome package at the best paying online casino in Australia. It matches a percentage of your deposit, but it’s smaller than a welcome bonus. For example, you might get a 50% match up to $300 twice per week.
  • Cashback: Gives you a percentage of your losses back in the form of a bonus credit. For example, if you earn 10% weekly cashback and lose $100 on pokies, you’ll get $10 as a bonus.
  • Loyalty Bonus: Credited to players for their continued loyalty to a site. They’re often part of a tiered VIP program, where you earn points for every dollar you spend. As you earn points, you’ll unlock perks like free spins and increased cashback.

How Bonus T&Cs Can Impact Your Payout Rates

The bonuses offered by online casinos with the best payout rates come with various terms and conditions that you have to meet. In this way, they’re just like other online sites, even casinos not on BetStop.

It’s important to note that these terms can influence any potential winnings you might receive. Let’s take a look at the common bonus T&Cs and discuss how each one can affect payout rates.

Wagering Requirements

Wagering requirements dictate how often you must play through your deposit and bonus amount before your winnings become withdrawable.

As you can see, wagering requirements affect payout rates by not allowing you to keep winnings until the terms of the bonus have been satisfied.

You shouldn’t choose a casino with playthroughs in excess of 40x, as they are even harder to win. Different games also contribute to your wagering requirements in different ways – for example, pokies contribute 100% of each bet, while table games like blackjack only contribute 10%-20%.

Always check the playthrough and list of contributing games before playing with a bonus. This is true for all casino sites, be it best payout casinos, top new casinos, or any other online casino.

Bet Limits

Most casino bonuses come with a bet limit. This is the maximum amount you’re allowed to bet on a single spin or hand with an active bonus.

Again, these restrictions limit your ability to win higher amounts, and therefore, you can only claim lower payouts. Always be aware of a promotion’s betting limits and aim for bonuses with higher maximums.

Withdrawal Limits

Some bonuses, particularly no-deposit bonuses and free spins, come with a maximum cashout limit. Even if you win more than the cashout limit, you’re only allowed to withdraw up to the limit.


Highest Paying Online Casino in Australia for Bonuses: CrownPlay

With a lucrative welcome offer, frequent reload bonuses, and cashback, CrownPlay is the king of promos, with challenges and tournaments adding even more fun.
  • CrownPlay promotions page
  • CrownPlay jackpot pokies
  • CrownPlay bonus shop
  • CrownPlay pokies

CrownPlay doesn’t hold back when it comes to providing generous promotions. Apart from its excellent welcome package, the platform offers reload opportunities throughout the week, cashback for live dealer and general gameplay, and the chance to turn your thirst for trivia into real cash.

With approximately 9,000 casino games, there are plenty of ways to spend your bonus funds. You can try daily jackpot pokies, unique game shows, or get fast outcomes in the site’s instant games section. Speaking of fast, the site supports crypto for quick payouts, while Visa and bank transfers are ideal for traditionalists.

EXPERT TIP

Exchange your gold coins strategically at the CrownPlay shop. For example, $10 for 90 coins might be a better value than 20 free spins for 75 coins.


Banking at High Payout Online Casinos Compared

It’s all good and well landing a win or two, but it’s no fun when your payment method charges fees that eat into your hard-earned winnings.

Various payment methods charge different fees when it comes to making withdrawals. To help ensure you keep as much of your winnings as possible, check out the key info below:

Payment MethodAverage Withdrawal FeesAverage Payout Time
CryptoTypically low, usually 0-1% plus gas fees10 minutes – 2 hours
E-WalletsTypically low, usually 0-2%1-12 hours
Credit/Debit CardsOften varies from 1-5% plus bank fees1-5 business days
PayIDN/A for withdrawals (mostly used for deposits only)N/A
Prepaid Cards/VouchersTypically low, usually 0-2%1-3 business days

Of course, there are other factors you need to consider when deciding which payment method to use. Currently, crypto is a popular choice due to the higher bonuses available, the anonymity it offers, and the speed of transactions.


Payout Rate vs Payout Speed: Know the Difference

Payout rate tells you how rewarding a game is over time. It’s the maths behind the experience. A higher RTP means the game is designed to return more of your wagers in the long run, so it’s a useful benchmark when you’re deciding what to play.

Payout speed has nothing to do with the game itself. It’s about how fast the casino releases your winnings once you cash out. Processing times, payment-method rules, and internal checks all influence how quickly money reaches your account.

They matter for different reasons:

  • Payout rate shapes your overall value. If you regularly choose the best RTP pokies, your bankroll simply lasts longer.
  • Payout speed shapes your actual experience. Instant withdrawal casinos in Australia remove friction and show that their systems are efficient and player-first.

Put together, they create a clear picture of how smooth and fair the highest paying online casino in Australia feels. A casino can offer great RTP titles, but still feel frustrating if every withdrawal takes days. On the flip side, a platform with instant payouts won’t make up for games with weak long-term returns.


Best Payout Online Casino for Quick Payouts: Instant Casino

Enjoy an impressive selection of games, payouts in minutes, generous bonuses, and regular tournaments at Instant Casino.
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Instant Casino offers lightning-fast payouts and supports several cryptocurrencies, including BTC, LTC, and ETH. You can also request a bank transfer, although it might take several days to process. By contrast, with coins like TRX and BNB, you’re only minutes away from seeing the funds in your wallet.

After making a smooth deposit, try Instant Casino originals such as Dice, Hi-Lo, and Crash if you’re seeking fast, simple gameplay and the potential to win big. There are also classic table games, pokies, and live dealer options, with the site’s 10% weekly cashback offer providing comfort if you go through an unlucky patch.

EXPERT TIP

If you’re concerned about crypto price volatility, use a stablecoin such as Tether or USD Coin, as their values are pegged to the US Dollar.


Are the Best Paying Online Casinos in Australia Safe?

Safety is the first thing to consider when chasing big returns. The highest payout online casino in Australia might have high-RTP games listed and advertise itself as the top option, but safety is more about transparency and proper oversight.

Below are the signs that indicate your chosen casino is safe.

Licensing and Regulation

Our best advice is to always choose an Australian casino with a license from strong and reputable jurisdictions such as Malta or Curaçao eGaming. They ensure high standards of fairness, security, and responsible gaming.

Fairness and Audits

Independent testing labs verify that game outcomes are genuinely random and payout rates match what’s advertised. This is especially important for high-RTP pokies and table games.

Secure Transactions

Advanced encryption protects your transactions, withdrawals, and personal data from hackers, keeping your money and information as safe as possible at the highest payout Australian online casino.

Clear Policies

Reputable casinos provide transparent rules for fast withdrawals, responsible gambling, and dispute resolution. You can see exactly how your funds and gameplay are protected.


How Do High Payout Online Casinos Keep Games Fair and Trustworthy?

You’ll find a number of methods in place to ensure that the best payout online casino in Australia keeps its high-RTP games fair.

Nearly all high-RTP games are available in three formats: RNG, Live Dealer, and Crypto versions. Here’s how you can be sure that the games you are playing at the safest casinos in Australia are fair and not rigged in any way:

  • RNG: Random number generator games are audited by trusted third-party operators on a regular basis.
  • Live dealer games: Live dealer tables are surrounded by live cameras, allowing you to track the dealer’s every move in real time.
  • Crypto games: High-RTP crypto games are verifiable via the blockchain, allowing you to independently check the outcome of each hand or spin yourself.

Best Payout Casinos: Myths vs. Reality

Many sites claim to offer the best payouts, which can make choosing a platform feel especially overwhelming.

Here we bust some common myths about online casinos with the best payout in Australia:

Myth 1: Casinos Can Change RTP to Make You Lose

Many players believe that casinos offering the best payouts can manipulate RTPs, but this couldn’t be further from the truth.

Myth 2: 96% RTP Means I’ll Lose 4% of My Deposits

Some players are sceptical of the best payout casinos, believing that the 96% RTP rate literally means losing 4% of their deposits.

Myth 3: Higher RTP = Better Chance to Win

There’s a misconception that games with higher RTP give better chances of winning compared to regular games.

Myth 4: RTP Changes Based on Bet Size

You might also think that RTP can be changed or “improved” if you bet more at the top paying online casino sites.


Tips to Better Your Chances at Online Casinos With the Best Payout

Beyond choosing a casino with the quickest payouts, you’ll want to adopt a strategic approach to maximise your chances of success.

Here are five expert tips to help you make the most of every spin:


Playing at the Best Payout Online Casinos – Final Verdict

The best payout online casinos in Australia feature great games, fast withdrawal speeds, and some of the industry’s most competitive bonuses. You can even sign up with multiple casinos and earn several welcome offers to improve your winning odds without spending all your cash.

In short, the leading AU payout sites offer huge libraries full of high-RTP games with great winning potential.


Best Paying Casinos – FAQs

Can I win real money at the top paying online casino in Australia?

Yes, you can win real money at the top paying online casinos in Australia. To do so, you have to sign up at your favourite website, make a deposit, and start playing.

Which casino games usually have the highest payouts? 

Blackjack and baccarat usually have the highest payouts with RTPs reaching up to 99.5% and 98.94%, respectively. 

How do I know if an online casino really has the best payouts? 

You can tell if an online casino really has the best payouts by seeing what other people have to say about their experiences. You can also check the casino’s RTP rates, licensing, and payout records.

What are the best paying online pokies in Australia? 

The best paying online pokies in Australia are high-RTP titles like Book of 99 and Blood Suckers, known for returning a larger share of winnings over time.

What’s the difference between RTP and volatility?

RTP shows the long-term percentage a game returns to players. Volatility describes how that return is distributed, either through frequent small wins or rarer, larger swings that require a bigger bankroll.

Can casinos change the RTP of games?

Casinos can’t freely change RTP. Game providers create several RTP versions of each game, and casinos simply choose which version to offer. They can’t alter the percentages themselves.

Can I play high-payout casino games on mobile? 

Yes, you can play high-payout casino games on mobile using our top picks. You’ll be able to either access the site via your smartphone’s browser or download a dedicated app.

Do bonuses affect my chances of winning at high-payout casinos? 

Bonuses don’t change your odds of winning, but wagering requirements can affect how easily you withdraw profits. Always check the terms before claiming any offer.

Are high-payout casinos safe to join? 

Yes, high-payout casinos are 100% safe to join so long as they’re licensed. We only endorse sites that are licensed by the independent authorities of Curaçao, Anjouan, and/or Kahnawake. 

Do online casinos have better payout rates than land-based casinos?

Yes. Online casinos generally offer higher payout rates than land-based venues because digital games have lower operating costs, allowing them to return more to players over time.

References

Wilna van Wyk

Wilna van Wyk is an online casino enthusiast with over a decade of experience working with some of the world’s biggest gambling affiliates, including Thunderstruck Media and OneTwenty Group. She specializes in...

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