Looking for online casinos with the best payout in Australia? You’re in the right place. When it comes to real value, nothing beats high RTP games – the ones that can give you the best chance of winning over time.
In this guide, we’ll show you how to find high payout online casinos, identify the games with the strongest payout potential, and understand what makes certain pokies worth your spin.
Key Features of the Best Payout Online Casinos
The best payout online casino sites in Australia share a common set of key features that contribute to a superior gaming experience.
Here’s what you should look for when choosing the best payout online casino:
- High RTP Games: The best payout online casino real money sites feature a strong library of games with high Return to Player (RTP) percentages. These games are made to pay back a higher percentage of all bets over time, increasing your long-term winning odds. Look for sites that offer high-RTP pokies and tables like blackjack and baccarat.
- Payout Speeds: The best payout casinos use an automated system that approves withdrawal requests automatically. You can also use speedy banking options like crypto and e-wallets to receive your funds in just 24 hours rather than days.
- Reliable & Secure Payments: Leading best payout casino sites are compatible with a diverse range of fast and secure payment methods. You’ll be able to use Bitcoin, ETH, LTC, and USDT for anonymous payments. You can also use popular e-wallets such as PayID to perform bank-to-bank transfers without revealing your BSB or account number.
- Responsive Customer Service: Even the best paying online casino can experience technical issues or delays, and that’s when responsive customer support becomes invaluable. If you can get assistance through 24/7 live chat, email, or phone, you’re in great hands.
- Clear Withdrawal Policies: The best payout online casino Australia sites clearly show their withdrawal policies before it’s time to request your winnings. You’ll be able to view each site’s payout limits and associated fees. Casinos with no fees are your best bet.
High Payout Casinos and the Role of RTP
When discussing the best payout casinos, it’s important to understand what we mean by ‘best payout’. The answer is that the best payout casinos offer games with higher chances of paying out.
All games have a Return to Player (RTP) percentage and a house edge. The two terms are closely linked, and they can help you in deciding which games to play, which in turn can help your chances of getting a great payout.
- Return to Player: RTP is the percentage of all wagered money that a casino game is designed to pay back to players over the long term. For example, a slot with an RTP of 96% will, on average, return $96 for every $100 wagered. RTP gives an idea of the percentage of wagers a game is expected to return over time and can help guide you toward games with better long-term value.
- House Edge: This is the casino’s built-in advantage — the percentage of each bet the casino expects to keep over time. It is essentially the flip side of RTP. For instance, a game with a 96% RTP has a 4% house edge. Understanding both RTP and house edge will help you see how likely you are to win or lose over multiple plays, and it highlights why choosing higher-RTP games can slightly improve your odds.
Put simply, the best payout casinos are defined by the number of high-RTP games they have available to you.
Finding High Payout Casino Games: Where to Look
Now that you know high RTP games are key to getting better long-term returns, let’s look at the easiest ways to spot them at Australian online casinos, without digging through endless pages or guessing which titles pay best.
Step 1: Check the Game’s Info Panel
When you open a pokie, look for an “i” icon, menu, or help button, which is usually in the corner of the screen. That’s where most developers include the RTP, along with paylines and bonus details. It takes just a few seconds to check before you start spinning.
Step 2: Look at the Game Icon
Some casinos make it even faster by showing the RTP directly on the game tile or icon. Hover over it or click the small info (“i”) button to see details like volatility, paylines, and the RTP before you start spinning. Alternatively, you can also check the website footer for links like Game Info, Fairness, or RTP Data.
Step 3: Use Reliable Review Sites
If you can’t find the numbers on the casino itself, turn to trusted review platforms. These sites collect RTP data directly from the game providers, so you’ll know which versions actually offer the best payout potential. It’s especially useful for pokies that come in multiple variants with slightly different RTPs.
Best RTP by Game Type
Even though gambling is purely predicated on chance, the types of games you play will have a major role in your overall payout success.
Choosing games with a high Return to Player (RTP) will give you a better chance of winning money (and requesting withdrawals) over the long term.
Pokies
The best real money online pokies in Australia are a smash hit among AU players due to their simplicity and the sheer excitement of landing a massive jackpot. Here’s a quick guide to what the numbers mean:
- Very High RTP: 97-99% (rare, examples exist)
- High RTP: 96-97% (good)
- Average RTP: 94-96% (standard)
- Low RTP: Under 94% (avoid)
Some of the best paying online pokies are Mega Joker (NetEnt – 99% RTP), Blood Suckers (NetEnt – 98% RTP), and White Rabbit Megaways (Big Time Gaming – 97.7% RTP).
Top tip: Always check the RTP of each game before playing online pokies in Australia. A difference of 1% – 2% can have a significant impact on your winnings over time.
Blackjack Games
Blackjack is a classic card game that blends skill and chance with an extremely low house edge. As you beat the dealer to 21, you can expect a whopping 99.5% RTP by adhering to basic strategy.
- Very High RTP: 99%+ (rare, usually perfect strategy required)
- High RTP: 98–99% (common in classic single-deck or favourable rule games)
- Average RTP: 96–98% (typical for standard multi-deck games)
- Low RTP: Under 96% (less favourable rules, avoid if possible)
The best paying blackjack tables are Single-Deck Blackjack (99.5% RTP), Blackjack Switch (99.87% RTP), and American Blackjack (99.6% RTP).
Top tip: As mentioned, you have to use basic blackjack strategy to secure the best RTP possible. This involves knowing when to hit, stand, double down, or split your cards.
Roulette Games
Roulette is a game of pure chance and unparalleled thrills. You’ll wager on a spinning ball that can land in pockets numbered from 0 – 36. It’s also possible to wager on colours (red/black) or columns for less risk instead of betting on a single number.
- Very High RTP: 98.65%+ (European or French roulette with favourable rules)
- High RTP: 97–98.65% (European roulette standard)
- Average RTP: 94–97% (American roulette with 2 zeros)
- Low RTP: Under 94% (rare variations, avoid if possible)
The best paying roulette games include French Roulette (98.65% RTP), European Roulette (97.3% RTP), and American Roulette (94.74% RTP).
Top tip: Stick to French or European Roulette, as both games only have a single zero pocket. American Roulette has a double-zero pocket that increases the house edge.
Live Dealer Games
Live dealer games bridge the gap between the best paying casinos and land-based casinos by offering a real-time, immersive experience. A professional croupier shuffles the cards and directs the action as you watch and participate via HD streams.
- Very High RTP: 99%+ (perfect-strategy blackjack, baccarat with favourable rules)
- High RTP: 97–99% (standard live blackjack, baccarat, or roulette)
- Average RTP: 95–97% (less favourable rule variations)
- Low RTP: Under 95% (rare games, avoid if possible)
The best paying live dealer games include Live Baccarat (98.94% RTP), Early Payout Blackjack (99.5% RTP), and Live Casino Hold’Em (99.18% RTP).
Top tip: Check your Internet connection before playing to ensure a seamless betting and streaming experience. You can also chat with other players to enjoy a social experience from home.
Crypto Games
Crypto games, which are most often found at dedicated Bitcoin casinos, offer a new level of transparency and trust. They rely on provably fair technology to let players verify the outcome of each round independently.
- Very High RTP: 97–99% (dice and plinko games)
- High RTP: 95–97% (most popular crypto-friendly titles)
- Average RTP: 92–95% (standard games with slightly lower payouts)
- Low RTP: Under 92% (less favourable games, avoid if possible)
Some of our favourite best paying crypto games are Dice (99% RTP), Plinko (98% RTP), and Mines (99% RTP).
Top tip: Because crypto games are provably fair, you can determine that the result isn’t rigged after the fact. This level of transparency isn’t available at regular online casinos.
Video Poker
Video poker combines the instant results of pokies with the strategy of poker. Players are dealt five cards – they can choose which ones to hold and which to discard for the best possible hand.
- Very High RTP: 99%+ (optimal paytables, perfect strategy applied)
- High RTP: 97–99% (good paytables with standard strategy)
- Average RTP: 95–97% (common versions, decent returns)
- Low RTP: Under 95% (less favourable paytables, avoid if possible)
The best paying video poker games are Jacks or Better (99.54% RTP), Deuces Wild (99.7% RTP), and Aces & Eights (99.1% RTP).
Top tip: Video poker is a strategy-dependent game, and you only get one chance to swap out cards. For the best results, you’ll want to consult a strategy chart.
Craps
Craps is an exciting and fast-paced dice game that has a wealth of betting options. Sticking with the safest Pass Line or Don’t Pass Line bets pays even money, but you can secure up to 30x your stake by betting on “Small or Tall.”
- Very High RTP: 99%+ (Pass/Don’t Pass bets with optimal odds)
- High RTP: 97–99% (Place and Come bets with good odds)
- Average RTP: 95–97% (Field and Proposition bets)
- Low RTP: Under 95% (long-shot or exotic bets, avoid if possible)
Top tip: If you’re a newbie, stick to Pass/Don’t Pass Line bets for the lowest house edge.
Game Providers Ranked by Average RTP
When you’re aiming for the best value from your spins, the game studio behind the pokie or table game matters almost as much as the site you play it on. Below is a snapshot of key providers available to Aussie players and how they stack up in terms of average RTP (Return to Player).
| Software Provider | Average RTP |
|---|---|
| Pragmatic Play | 96.5% |
| NetEnt | 96.2% |
| Play’n Go | 96.3% |
| Microgaming | 96.4% |
| Playtech | Often 97%+ for some titles |
| Yggdrasil Gaming | 96.6% |
Bonuses You Can Claim at Online Casinos With Best Payout
Casino bonuses are exactly what they say they are – they’re an extra boost to your own bankroll, allowing you additional chances of securing a payout.
However, casino bonuses can affect your chances of a payout in some ways. And we’ll explain how below. But first, let’s go through some of the most popular types of bonuses you’re likely to find at the best payout online casinos.
- Welcome Bonus: Designed to attract new players with a generous percentage match. For example, if you claim a 100% match bonus and fund your account with $30, you’ll have a total of $60 to play with.
- No Deposit Bonus: Highly sought after at the best payout casinos because they give you something for nothing. You’ll get a free chip or free spins by signing up – there’s no need to spend money at no deposit bonus casino sites in Australia.
- Free Spins: Let you play specific pokies for free. They offer a chance to win real money prizes without dipping into your bankroll, but your winnings are still subject to wagering requirements. For example, you might claim 50 free spins to use on Starburst.
- Reload Bonus: For existing players who have already received a welcome package at the best paying online casino in Australia. It matches a percentage of your deposit, but it’s smaller than a welcome bonus. For example, you might get a 50% match up to $300 twice per week.
- Cashback: Gives you a percentage of your losses back in the form of a bonus credit. For example, if you earn 10% weekly cashback and lose $100 on pokies, you’ll get $10 as a bonus.
- Loyalty Bonus: Credited to players for their continued loyalty to a site. They’re often part of a tiered VIP program, where you earn points for every dollar you spend. As you earn points, you’ll unlock perks like free spins and increased cashback.
How Bonus T&Cs Can Impact Your Payout Rates
The bonuses offered by online casinos with the best payout rates come with various terms and conditions that you have to meet. In this way, they’re just like other online sites, even casinos not on BetStop.
It’s important to note that these terms can influence any potential winnings you might receive. Let’s take a look at the common bonus T&Cs and discuss how each one can affect payout rates.
Wagering Requirements
Wagering requirements dictate how often you must play through your deposit and bonus amount before your winnings become withdrawable.
For example, let’s say you sign up for a 100% deposit match bonus with 30x wagering requirements. If you deposit $50, you’ll receive another $50 in bonus cash, giving you a bankroll of $100. With 30x wagering, you’ll need to bet $3,000 before you can cash out.
As you can see, wagering requirements affect payout rates by not allowing you to keep winnings until the terms of the bonus have been satisfied.
You shouldn’t choose a casino with playthroughs in excess of 40x, as they are even harder to win. Different games also contribute to your wagering requirements in different ways – for example, pokies contribute 100% of each bet, while table games like blackjack only contribute 10%-20%.
Always check the playthrough and list of contributing games before playing with a bonus. This is true for all casino sites, be it best payout casinos, top new casinos, or any other online casino.
Bet Limits
Most casino bonuses come with a bet limit. This is the maximum amount you’re allowed to bet on a single spin or hand with an active bonus.
For example, a bonus might have a max bet limit of $5 per spin or round. That means if you place a $10 wager, you risk forfeiting your bonus and wins.
Again, these restrictions limit your ability to win higher amounts, and therefore, you can only claim lower payouts. Always be aware of a promotion’s betting limits and aim for bonuses with higher maximums.
Withdrawal Limits
Some bonuses, particularly no-deposit bonuses and free spins, come with a maximum cashout limit. Even if you win more than the cashout limit, you’re only allowed to withdraw up to the limit.
For example, a no-deposit bonus might have a max cashout of $100. If you win $150, you can only withdraw $100. If a bonus has a very low payout limit, you might be better off playing with your own money instead.
Banking at High Payout Online Casinos Compared
It’s all good and well landing a win or two, but it’s no fun when your payment method charges fees that eat into your hard-earned winnings.
Various payment methods charge different fees when it comes to making withdrawals. To help ensure you keep as much of your winnings as possible, check out the key info below:
| Payment Method | Average Withdrawal Fees | Average Payout Time |
|---|---|---|
| Crypto | Typically low, usually 0-1% plus gas fees | 10 minutes – 2 hours |
| E-Wallets | Typically low, usually 0-2% | 1-12 hours |
| Credit/Debit Cards | Often varies from 1-5% plus bank fees | 1-5 business days |
| PayID | N/A for withdrawals (mostly used for deposits only) | N/A |
| Prepaid Cards/Vouchers | Typically low, usually 0-2% | 1-3 business days |
Of course, there are other factors you need to consider when deciding which payment method to use. Currently, crypto is a popular choice due to the higher bonuses available, the anonymity it offers, and the speed of transactions – that’s why it’s the payment method of choice at instant withdrawal casinos in Australia.
Did you know? Australia’s best paying online casinos allow VIP players to enjoy fast-tracked withdrawals. While a regular player might wait 3-5 days for a bank transfer, a VIP member could receive funds the next day.
Are the Best Paying Online Casinos in Australia Safe?
Safety is the first thing to consider when chasing big returns. The highest payout online casino in Australia might have high-RTP games listed and advertise itself as the top option, but safety is more about transparency and proper oversight.
Below are the signs that indicate your chosen casino is safe.
Licensing and Regulation
Our best advice is to always choose an Australian casino with a license from strong and reputable jurisdictions such as Malta or Curaçao eGaming. They ensure high standards of fairness, security, and responsible gaming.
Fairness and Audits
Independent testing labs verify that game outcomes are genuinely random and payout rates match what’s advertised. This is especially important for high-RTP pokies and table games.
Secure Transactions
Advanced encryption protects your transactions, withdrawals, and personal data from hackers, keeping your money and information as safe as possible at the highest payout Australian online casino.
Clear Policies
Reputable casinos provide transparent rules for fast withdrawals, responsible gambling, and dispute resolution. You can see exactly how your funds and gameplay are protected.
How Do High Payout Online Casinos Keep Games Fair and Trustworthy?
You’ll find a number of methods in place to ensure that the best payout online casino in Australia keeps its high-RTP games fair.
Nearly all high-RTP games are available in three formats: RNG, Live Dealer, and Crypto versions. Here’s how you can be sure that the games you are playing at the safest casinos in Australia are fair and not rigged in any way:
- RNG: Random number generator games are audited by trusted third-party operators on a regular basis.
- Live dealer games: Live dealer tables are surrounded by live cameras, allowing you to track the dealer’s every move in real time.
- Crypto games: High-RTP crypto games are verifiable via the blockchain, allowing you to independently check the outcome of each hand or spin yourself.
Did you know? The best payout casinos are licensed by a recognised regulator and offer payment methods that support fast, secure withdrawals. This means you’re protected on both the security and payout fronts.
Best Payout Casinos: Myths vs. Reality
Many sites claim to offer the best payouts, which can make choosing a platform feel especially overwhelming.
Here we bust some common myths about online casinos with the best payout in Australia:
Myth 1: Casinos Can Change RTP to Make You Lose
Many players believe that casinos offering the best payouts can manipulate RTPs, but this couldn’t be further from the truth.
Fact: The RTP is set by the game provider, not the casino. Licensed casinos can’t alter it, and independent audits ensure games pay out at the rates they advertise.
Myth 2: 96% RTP Means I’ll Lose 4% of My Deposits
Some players are sceptical of the best payout casinos, believing that the 96% RTP rate literally means losing 4% of their deposits.
Fact: RTP is calculated over millions of spins. Your short-term results can vary widely, with winning streaks and losing streaks, but over time, high-RTP games are designed to return more to players.
Myth 3: Higher RTP = Better Chance to Win
There’s a misconception that games with higher RTP give better chances of winning compared to regular games.
Fact: A higher RTP improves long-term value, not short-term luck. Even the top-paying games can have losing sessions or sudden wins in the short term.
Myth 4: RTP Changes Based on Bet Size
You might also think that RTP can be changed or “improved” if you bet more at the top paying online casino sites.
Fact: For most games, RTP stays consistent regardless of wager size. Some titles offer features tied to bet levels, but these are clearly indicated and don’t usually alter the expected payout.
Tips to Better Your Chances at Online Casinos With the Best Payout
Beyond choosing a casino with the quickest payouts, you’ll want to adopt a strategic approach to maximise your chances of success.
Here are five expert tips to help you make the most of every spin:
Implement A Staking Plan
Rather than betting a random amount on each spin or hand, adopt a consistent staking plan. For example, you should never bet more than 1% to 5% of your total bankroll on a single bet. This approach helps you weather losing streaks without depleting your funds too quickly, giving you more chances to win big.
Use Free Play To Practice
Many online casinos with the best payout offer “free play” or “demo” versions of their games. Use this to practice your strategy for games like video poker or blackjack without risking real money. This allows you to get a feel for a game’s rules and build your confidence before putting actual cash on the line.
Understand Volatility/RTP
While RTP is a great indicator of a game’s long-term payout potential, volatility is a more useful metric for a single session. Low-volatility games offer smaller but more frequent wins, while high-volatility games offer larger but less frequent wins.
Set Win and Loss Limits
Before you play, set a profit target and loss limit for your session. For example, you might decide to stop playing once you’ve tripled your first deposit or lost 40% of your bankroll. Sticking to these limits allows you to lock in wins and prevent chasing losses.
Track Your Play Over Time
To understand your performance and improve strategies over time, it’s helpful to track your gameplay. Keep a record of your wins and losses, the games you’ve played, and how much you’ve spent. This data can help you figure out which games are most profitable.
Playing at Best Payout Online Casinos – Final Verdict
The best payout online casinos in Australia feature great games, fast withdrawal speeds, and some of the industry’s most competitive bonuses. You can even sign up with multiple casinos and earn several welcome offers to improve your winning odds without spending all your cash.
In short, the leading AU payout sites offer huge libraries full of high-RTP games with great winning potential.
Best Paying Casinos – FAQs
Yes, you can win real money at the top paying online casinos in Australia. To do so, you have to sign up at your favourite website, make a deposit, and start playing.
Blackjack and baccarat usually have the highest payouts with RTPs reaching up to 99.5% and 98.94%, respectively.
You can tell if an online casino really has the best payouts by seeing what other people have to say about their experiences. You can also check the casino’s RTP rates, licensing, and payout records.
The best paying online pokies in Australia are high-RTP titles like Book of 99 and Blood Suckers, known for returning a larger share of winnings over time.
Yes, you can play high-payout casino games on mobile using our top picks. You’ll be able to either access the site via your smartphone’s browser or download a dedicated app.
Bonuses don’t change your odds of winning, but wagering requirements can affect how easily you withdraw profits. Always check the terms before claiming any offer.
Yes, high-payout casinos are 100% safe to join so long as they’re licensed. We only endorse sites that are licensed by the independent authorities of Curaçao, Anjouan, and/or Kahnawake.
Yes. Online casinos generally offer higher payout rates than land-based venues because digital games have lower operating costs, allowing them to return more to players over time.
