Playing at Ontario casinos gives you access to extensive game libraries, generous bonuses, and secure payment options. Whether you want to stay local or opt for the flexibility of international platforms, there are options for every playing style.
Below, we’ve highlighted our top online casinos in Ontario. Explore what sets them apart, learn how to identify fair bonus terms, and discover how to choose the best-paying games – all while keeping your experience safe and enjoyable.
Ontario Casinos: Options Available and How to Make the Right Choice
If you live in Ontario, you can choose between provincially licensed and internationally licensed casinos.
The Alcohol and Gaming Commission of Ontario (AGCO) regulates provincially licensed casinos in Ontario. Online gaming sites, operated by iGaming Ontario (iGO), are also regulated and follow strict rules to promote player protection, responsible gambling, and fair play.
You also have the option to use international sites that accept Canadian players. These platforms often hold licensing in Curaçao or Anjouan and must meet strict player safety standards.
While Ontario-based casinos have an appealing ‘homegrown’ element, they can’t always match international sites when it comes to promotional offers. In addition, platforms based overseas typically offer fast crypto payouts and relatively high payout limits.
Best Ontario Online Casino Overall: Mafia Casino
Mafia Casino features thousands of games, flexible payment options, and high limits on specific table games, leading our list as the best online casino in Ontario.
Mafia Casino offers a range of slots, table games, and live casino titles, including various international table games. The ‘Gold Saloon’ category offers table limits of more than $CA30,000 on roulette and blackjack, ideal for high rollers.
Payment methods such as Interac and MiFinity allow for fast deposits, while Bitcoin and Dogecoin ensure your winnings are in your wallet in minutes.
There’s a long list of Mafia Casino promotions, including seasonal bonuses and weekend reloads, while the regular tournaments boast generous prize pools.
If you want to boost your withdrawal limits, get to VIP level 3 through regular play.
Bonuses at the Best Ontario Online Casinos
One of the best aspects of joining online casinos in Ontario is the generosity of the bonuses. Here are some of the best casino bonuses, how they work, and how to get the most value from them.
Sign-Up Bonuses
Also called a welcome offer, a sign-up bonus is a reward for creating an account and making your first deposit. For instance, you might receive a 100% bonus worth up to $CA750 and some free spins.
It’s ideal if you’re testing an online casino for the first time. If you prefer table games, look for sign-up bonuses that include mixed-game eligibility. This is important because welcome packages often provide more benefits for slot players.
Bonus Terms to Look For: Wagering requirements, expiry dates, and eligible games.
No-Deposit Bonuses
With this bonus, you receive free credit or spins without committing any funds. You may receive it as a welcome offer or as part of a seasonal promotion.
Some new online casinos in Ontario provide a small number of free spins when you join their Telegram communities. Use the free credit on high-RTP slots to increase the likelihood of turning free play into withdrawable cash.
Bonus Terms to Look For: Maximum cashout limit, rollover requirements, and ID verification requirements.
Loyalty & VIP Programs
VIP clubs at Ontario real money casinos reward regular players. You earn points for each bet and move up levels for exclusive rewards. Loyalty program perks could include faster withdrawals, personalized gifts, and increased cashback.
Some Ontario gambling sites, such as Mafia Casino, beef up their VIP bonuses once you reach a certain level. The key to earning the best rewards is to stick with one casino for a while.
Bonus Terms to Look For: Point conversion rate and tier expiry.
Reload Bonuses
With reloads, Ontario casinos reward you for deposits after your initial one. For example, Lucky Dreams gives you a 33% bonus up to $33 every Tuesday.
If a site offers multiple reload bonuses, check whether you can grab both during the week, once you’ve met the terms of the first offer. If so, split your deposits to maximize the bonus value.
Bonus Terms to Look For: Deposit method restrictions and wagering time frame.
Cashback Offers
A cashback returns a percentage of your net losses over a set time. For instance, Instant Casino offers 10% weekly cashback with no wagering requirements attached. So, if you lose $120, this Ontario online casino will give you $12 back.
View this bonus as a safety net when luck goes against you. Also, look for sites that offer real-money cashback that’s instantly withdrawable.
Bonus Terms to Look For: Cashback type (real cash or bonus funds) and payout frequency.
How to Spot Fair Bonus Terms at Ontario Casinos
You could save yourself a lot of trouble by knowing what to look for in bonus terms and conditions. While some T&Cs may seem longer than Proust’s In Search of Lost Time, avoiding them could see you fall into an unwanted trap.
Here’s what to look for in fair, transparent bonuses:
- Wagering Requirements: 35x-40x is considered standard among the best real money casinos in Ontario, while anything above 50x is complicated to clear.
- Game Contribution Percentages: Slots typically contribute 100%, while table games and live dealer titles usually contribute 10-20%. Always check the list of eligible games.
- Time Limits & Expiry Dates: Most sites give you 7 to 30 days to clear a bonus.
- Maximum Bet & Withdrawal Caps: Look for bonuses with a max bet per game of $5-$10.
- Transparency & Accessibility: At Canada’s best online casinos for Ontario players, bonus terms are easy to find and understand. They are also linked on the offer page.
- Payment Method Restrictions: Some bonuses may exclude e-wallet payments like Skrill, and reputable casinos clearly state this.
- RTP Restrictions: A fair casino will allow you to play at least some high-RTP games.
Red flags include:
- Bonuses that only count a small number of games towards wagering requirements.
- Extremely low maximum cashout or win limits. For instance, if a site only lets you withdraw up to 3x your deposit.
- Vague T&Cs that are buried in fine print.
- Terms that change without notice.
- Promotions that mysteriously vanish once you deposit.
- Promises of ‘instant withdrawals’ that aren’t supported.
Best Ontario Online Casino for Generous Bonuses: Lucky Dreams
Lucky Dreams offers dedicated slots and live casino promotions, as well as special crypto deposit bonuses.
Besides offering above industry-average welcome packages, Lucky Dreams rewards you with lucrative reloads, including a 66% weekend reload and a 100% monthly reload.
The promotions page at Lucky Dreams is neatly organized with a dedicated ‘Available Today’ tab, making sure you don’t miss out on any deals. If you’re feeling lucky, head to their ‘Prize Drops’ tab for the chance to win big prizes.
With approximately 8,000 games, there’s plenty for you to spend your bonus credits on. From Bonus Buy slots like Le Viking to instant games such as Chicken Route, there’s something for everyone.
Play games in the Double Loyalty Points category to fast-track your progress in the loyalty program.
Most Popular Games at Ontario Casinos
The best Ontario online casinos offer several thousand real-money games with the potential for massive wins. Let’s look into the most common options, including their average return to player (RTP) percentages.
Online Slots
Slots typically comprise at least 80% of an online casino’s game library. They’re fast, fun, and available in every theme imaginable, from ancient Egypt to outer space. Slots are easy to play, provide constant excitement, and occasionally pay out big jackpots.
- RTP: 95-99%
- Strategy Tip: Practise in demo mode to understand the game mechanics before risking your funds.
Blackjack
If you want a combination of strategy and luck, try the world’s most famous casino card game. Make your decision to hit, stand, split, or double down based on the dealer’s upturned card.
- RTP: 99+% when you learn basic strategy
- Strategy Tip: When playing blackjack at the best paying online casinos in Ontario, keep a basic strategy page open. This will ensure you increase your RTP by playing optimally.
Roulette
Enjoy some old-school glamour by playing roulette at the best online casinos in Ontario. Betting odds range from evens on red/black and odd/even to 35-to-1 by picking a single number (Straight Up).
- RTP: 94.74% – 98.35% depending on the version
- Strategy Tip: Be cautious with the Martingale staking system or similar strategies when betting on roulette. They carry a high risk, and you could lose your entire bankroll over time.
Baccarat
High-rollers, in particular, are drawn to baccarat, a simple yet intriguing table game. You can bet on the Banker, Player, or the Tie, and games are fast-paced.
- RTP: 85.64% – 98.94%
- Strategy Tip: Avoid the Tie wager at all costs, as it comes with a huge house edge. The Banker bet gives you a slightly better statistical outcome than betting on the Player.
Live Dealer
Streamed from studios or casinos in real time, live dealer games add a social touch that many players love. Most Ontario casinos online offer dozens, if not hundreds, of games, usually variants of blackjack, roulette, and baccarat.
- RTP: 85% – 99+%
- Strategy Tip: Games such as Lightning Roulette are enticing as they give you the chance to win hundreds of times your stake. However, the RTP of such variants is potentially lower than the classic version, so check this information before you begin.
Poker
If you feel that skills pay the bills, online poker is the casino game for you. There are RNG versions, but some platforms host player-versus-player tournaments. Others let you play Texas Hold’em against a dealer.
- RTP: Variable due to player skill, but may range from 95% to 99%
- Strategy Tip: Look for RNG poker games such as Double Bonus Poker due to their high RTP. If you want to learn Texas Hold’em, try Casino Hold’em against the dealer with low stakes.
Dice
Classic dice games such as Sic Bo and craps offer fast and furious excitement. There are also alternative dice games with simple rules that you can play with the click of a button.
- RTP: 70.83% – 100%
- Strategy Tip: When playing craps, look for the Odds bet. You can make it on a pass line or come bet, and it has an RTP of 100%.
Crash Games
Inspired by crypto gambling sites, crash games are a big hit at casinos in Ontario. Place a bet, watch the multiplier climb, and cash out before the ‘crash’ occurs, taking your money.
- RTP: 95%-99% depending on the game
- Strategy Tip: Set a target multiplier, use auto-cashout, and look for special features. Big Bass Crash, for instance, has a 50% cashout option that lets you take half your bet and let the rest ‘ride.’
Tips to Find Ontario Casinos with the Best Payout Rates
Many online casinos in Ontario offer excellent returns, but some stand out with consistently higher RTPs and fast, reliable withdrawals.
Here’s how to easily identify trustworthy, top-paying Ontario real money casinos:
- Confirm Licensing Details: Only use licensed casinos by AGCO or reputable international jurisdictions such as Curaçao and Anjouan.
- Check for Independent Game Testing: The best Ontario online casinos use third-party auditors such as eCOGRA and iTech Labs to test game fairness.
- Find RTP Information: Some sites outline the RTP before you play. With others, you can find it within the game itself. Many table games have bets with RTPs of over 98%. With slots, focus on options with an RTP of at least 96%.
- Compare Average Payout Rates: If possible, look for data regarding a site’s overall payout percentage. These are typically monthly or quarterly figures that outline the RTP rate. Ideally, you’ll find top online casinos in Ontario that pay out 97% or more.
- Look for Trusted Software Providers: Reputable sites offer many games from brands like Pragmatic Play, Spinomenal, Play’n GO, and Evolution.
- Beware Odds Tricks: Be wary of platforms with gaming libraries stuffed with bad odds games. Such sites may pay 6-to-5 instead of 3-to-2 for a blackjack. Alternatively, they offer triple zero and American roulette rather than European and French roulette.
- Read Player Feedback: Look for popular online casino forums and reliable Reddit threads for honest opinions about payout experiences. Also, read our detailed reviews as we test each site we encounter, and create content based on first-hand experiences.
Games with the Best Odds at Online Casinos in Ontario
The following table outlines the best games to play at an online casino and the highest RTP bet for each.
| Online Casino Game | Best Bet/Option | Theoretical RTP |
|---|---|---|
| Video Poker | Full-Pay Deuces Wild | 100.76% |
| Craps | Odds Bet | 100% |
| Blackjack | Master Basic Strategy | 99.5% |
| Slots | Ugga Bugga | 99.07% |
| Baccarat | Banker bet | 98.94% |
| French Roulette | Any ‘even money’ bet | 98.65% |
Best Ontario Online Casino for High-Paying Games: ToonieBet
ToonieBet is a renowned, licensed online casino with a rich collection of high-RTP games and jackpot slots.
ToonieBet is our best-paying online casino in Ontario. It is one of the most reputable casinos, licensed by iGaming Ontario, and is known for its fast and stress-free payouts.
On this site, you can play high-RTP slots, such as Wild Orient and Money Cart, and instant games like Speed Crash. There are also classics such as blackjack and baccarat, which feature low house edges.
As one of the top mobile casinos in Canada, ToonieBet ensures you get value for money with weekend and weekly reloads, along with a collection of fun tournaments.
There are several different Claw Machine options with various prizes. Rather than playing the first one you see, find out if any of them offer higher prizes than the others.
How Ontario Casinos Ensure Fair and Safe Play
At the best online casinos for Ontario players, each spin, card, and dice roll is backed by independent testing and strict regulation. Here’s how legitimate sites ensure fair play behind the scenes.
Third-Party Testing & Audits
Independent labs like GLI, iTech Labs, and eCOGRA check the random number generator (RNG) to ensure it’s unbiased. Meanwhile, licensing agencies such as iGaming Ontario and the AGCO regularly audit licensed platforms to check payout percentages, game fairness, and more.
Secure Data Encryption
The best online casinos in Ontario use bank-grade encryption to protect your money and personal details. Each transaction is fully encrypted and processed via verified payment providers like Interac, PayPal, or major banks.
Licensed Software Providers
Fairness begins with the developers. Top-rated casinos only use games from approved, licensed software studios, like NetEnt and Playtech. These globally recognized companies submit their titles for third-party testing before launch.
Responsible Gambling Tools
The best real money casinos in Ontario include built-in tools to help you stay in control. For example, if you want to budget sensibly, you can set a deposit limit or choose self-exclusion to take a break.
Complaint and Dispute Resolution
If you think a game hasn’t paid out fairly or a transaction was poorly handled, reputable sites don’t leave you in the dark. They offer clear complaint channels and cooperate with regulators to resolve issues quickly and to your satisfaction.
Accepted Payment Methods at Ontario Casinos Online
Top-ranked online casinos in Ontario ensure that money transfers are fast, safe, and straightforward. Here are the most popular payout options and what to expect from each.
Cryptocurrencies
New Ontario online casinos, particularly instant withdrawal casinos, offer crypto options like Bitcoin, Ethereum, and Litecoin. These payments are secure, transparent, and private, with no direct bank involvement.
- Key Benefit: Fast, pseudonymous payments with low fees.
- Deposit/Withdrawal: Both.
- Processing Time: 1-60 minutes, depending on the coin and network traffic.
Interac
An estimated 90% of Canadians use Interac, which processes over 20 million daily transactions. It connects directly to your bank account, and you can enjoy its familiarity, security, and reliability.
- Key Benefit: Trusted, secure, and tailored to Canadians.
- Deposit/Withdrawal: Both.
- Processing Time: Near-instant deposits, withdrawals usually take 1-3 business days.
E-Wallets
These digital wallets let you keep your online gambling transactions separate from your bank account. Popular e-wallets include PayPal, Skrill, and MuchBetter.
- Key Benefit: Fast, private transactions that are ideal for mobile users.
- Deposit/Withdrawal: Both.
- Processing Time: Near-instant deposits, withdrawals typically take 1-24 hours.
Credit & Debit Cards
For many Ontario players, credit and debit cards remain their go-to choices. Most online casinos accept them, although Canadian banks may block gambling-related transactions.
- Key Benefit: Widely accepted and easy to use.
- Deposit/Withdrawal: Many online casinos accept debit or credit card deposits, while some permit withdrawals to your debit card only.
- Processing Time: Near-instant deposits, withdrawals usually take 1-3 business days.
Bank Transfers
At many online Ontario casinos, you also have the option of direct bank transfers. This traditional payment option is secure but takes a long time to process.
- Key Benefit: Ideal for large transactions due to the high level of security.
- Deposit/Withdrawal: Both.
- Processing Time: 1-3 business days for deposits, up to 5 business days for withdrawals.
Best Ontario Online Casino for Payment Options: CoinCasino
CoinCasino has a great selection of fiat and crypto payment methods, with fast transactions and low minimum deposit limits.
CoinCasino is the ideal Ontario online casino if you’re seeking flexible payment options. You can use Mastercard for near-instant deposits and Apple Pay or Google Pay for seamless mobile payments.
Alternatively, choose Solana to receive withdrawals within minutes. With low transaction minimums and upper payout limits of up to $10,000, CoinCasino caters to all budgets.
Check out its jackpot selection if you’re hoping to win big, or play casual games, including Jet X for quick bet settlement.
Keen on a quick sign-up? Register via your WalletConnect account or visit CoinCasino’s Telegram Casino.
Playing at Ontario Casinos
Ontario is home to a thriving online gambling market. Since iGaming Ontario’s launch in 2022, online wagers have more than quadrupled. From April 1, 2023, to March 31, 2024, players placed approximately $63 billion worth of wagers at casinos regulated by the provincial gaming authority.
Below is a quick overview of how iGaming works in this province.
- Legal status of gambling: Online and land-based gambling is legal in Ontario for players aged 19+ (you can play lottery games or bingo once you turn 18). Local online casinos must be licensed by iGaming Ontario and regulated by the AGCO.
- Gambling offshore: You can also access international casinos licensed in jurisdictions like Curaçao and Anjouan.
- Taxation of winnings: In Canada, amateur or casual gambling isn’t considered a source of income. Therefore, winnings from such activities are considered tax-exempt. If you consider yourself a ‘professional’ gambler, contact a tax advisor.
- Land-based casinos: Yes, such as Fallsview Casino Resort, Caesars Windsor, and Casino Niagara.
- Most popular games: Slots, blackjack, and roulette.
- Responsible gambling tools: Parent filters, deposit limits, and self-exclusion.
In Ontario, you get the best of both worlds. You can play at both provincially licensed and international casinos. The latter offers better rewards, more games, and faster withdrawal methods.
Both types are safe if you pick licensed platforms with excellent online reputations.
Wrapping Up: Why You Can Play Safely at Online Casinos in Ontario
The Ontario casino industry is all about transparency, regulation, and trust. Every licensed operator must meet strict game fairness, player security, and responsible gambling standards.
That’s why you can enjoy peace of mind when playing at provincially and internationally licensed online casinos, although a growing number of players are choosing the latter. As long as you choose a properly licensed site with transparent terms and clear payout information, you can look forward to a secure and rewarding gaming experience.
Ontario Online Casinos FAQs
Mafia Casino, Lucky Dreams, ToonieBet, and CoinCasino stand out as the best online casinos in Ontario. Each provides secure payments, a wide range of games, and generous bonuses. For a complete view of our picks, explore our top Ontario online casinos list at the beginning of this page.
As the RTP of casino games is based on a vast number of betting rounds, it varies significantly from one week to the next. However, the Ontario online casino sites on our list consistently pay out at a high rate. That’s because they offer games from trusted developers like Pragmatic Play and NetEnt.
Table games such as blackjack, baccarat, craps, and French roulette all provide high return-to-player percentages on average. Yet, it depends on the wagers you make. For example, in baccarat, betting on the Banker is a far better option than trying to win at long odds on the Tie.
VIP programs reward regular play with perks such as higher cashback, deposit bonuses, free spins, an account manager, and prioritized withdrawals. You generally receive points for placing wagers, and there are several levels. The more you bet, the quicker you move through the tiers, with increasingly generous bonuses waiting.
Your best bet (pun intended) is to stick with the sites outlined on this page. Each holds licensing from a respected authority, such as iGaming Ontario, Curaçao, or Anjouan. You should see evidence of licensing on the site’s home page. Legit casinos offer secure payment options, display RTP details in games, and have a responsible gambling section.
References
- Online Casino Payments Explained: How It Works and What to Expect? (SDLC Corp)
- Interac: Forty years and change (Strategy)
- How are Professional Poker Winnings Taxed In Canada? (Taxpage)
- iGaming Ontario’s FY 2023-24 Full Year Market Performance Report (iGaming Ontario)
