The only way to maximize your chances of winning when playing slots and table games is to play high RTP games at the best online casino for payouts. It sounds simple, and it is, but only if you know which casinos have the greatest payout potential.
I’ve been in the gambling world for more than 15 years, so I know which casinos offer prizes worth playing for. Stick around and I’ll not only reveal the best online casinos that pay out cash prizes, but also show you how to maximize your chances of success.
Best Online Casinos That Pay Out Compared
Before I get into specifics, here’s a quick overview of how the best online casinos that pay out cash prizes compare.
| Online Casinos | Top Features | Best For | Welcome Bonus | Highest RTP |
|---|---|---|---|---|
| Wild Casino | Over 1,000 games and fast withdrawals | Big-money slot tournaments | Deposit bonus up to $5,000 + 125 spins | 99.6% |
| Bet Whale | Online casino and sportsbook with fast payments and crossover promotions | Instant fee-free deposits and unlimited crypto withdrawals | 250% deposit bonus up to $2,500 | 99% |
| Bovada | Veteran brand with an excellent reputation for customer service | Crypto bonuses and loyalty rewards | Crypto deposit bonus up to $3,750 | 99.5% |
| Black Lotus | Hundreds of popular games and slots tournaments | Unique tournament prizes | 300% deposit bonus up to $7,000 + 30 spins on Big Game | 99% |
| Raging Bull | Over 300 slots and free-to-enter tournaments | 45% weekly cashback | 250% deposit bonus up to $2,500 + 50 spins | 99.3% |
🎰 Best Real Money Casino Overall: Wild Casino
The fact that you can play for less than $1 and win upwards of $100,000 with slots such as Coin Flynn is why Wild Casino is my top pick.
The best online casino that pays real money prizes is Wild Casino, home to more than 1,000 real-money online casino games and exclusive creations. That alone is impressive. What’s more impressive is the fact that you can access them via any device.
Personally, I’d like a few more search filters because finding specific games, particularly slots, can be tricky when you’ve got to scroll through hundreds of options. However, this mild annoyance is simply a testament to the sheer number of games Wild Casino offers.
Quantity is accompanied by quality, which is why it’s my best online casino for real money payouts. The secret to maximizing your expected value (EV) is having many options, and Wild Casino has more than most.
How to Find the Best Payout Online Casinos in the US
When speaking about the best payout online casinos and what they offer, it’s important to be clear what “best payout” means. The best online casinos that pay out cash prizes aren’t always the best-paying online casino sites.
At the end of the day, all the top online casinos give you ways to win cash prizes. However, some online casinos give you more ways to win than others. These are the best payout online casinos.
So offering hundreds of casino games that pay real money prizes is great, but it’s not enough. The best online casinos are set up in such a way that you’re able to maximize your potential each time you play.
The features I assess to determine whether a casino offers the right conditions for success are:
1. Big Bonuses with Low Wagering Targets
More important than anything else, it’s vital that you understand how to manage your money.
Set aside a bankroll that’s kept apart from your day-to-day funds. Never use more than you can afford to lose.
Even the sharpest of bettors endure runs of bad luck, which is why it’s important to maintain a consistent staking plan. Increasing your bet size risks wiping out your bankroll during a downswing.
2. Plenty of high RTP games
All casino games have a theoretical payout rate known as a Return to Player (RTP) value. A high RTP is any value over 95%. If the majority of a casino’s games have a 95% RTP or higher, it scores well on my payout potential chart.
3. Progressive and in-house jackpots
The biggest prizes you can win are progressive jackpots. In addition to offering 10 or more progressive jackpot slots, I like casinos that have their own prizepools. These in-house jackpots are often given out via promotions and slot tournaments.
4. Fee-free withdrawals
You shouldn’t have to sacrifice your winnings to cover withdrawal fees. The best online casinos that pay out cash prizes don’t charge for withdrawals. Moreover, they process your requests swiftly (my benchmark is 48 hours or less).
💳 Best Online Casino for High Payouts: Bovada
Originally known as Bodog, Bovada has been a leader in the gambling industry since 1994, making it one of the most experienced platforms available.
The best real-money online casino for high payouts is Bovada. It holds this lofty title by virtue of being one of the longest-running gambling companies in the world.
As a result, Bovada has both the technical and financial resources to offer massive payouts.
If I’m being critical, the playthrough on bonuses could be lower. However, when it comes to cash prizes, exclusive games such as Flash Roulette are unbeatable.
Add a trio of in-house Hot Drop Jackpots to the mix, and you’ll have dozens of ways to win prizes worth more than $600,000.
Bonuses Available at Real Money Online Casinos
Bonuses are non-negotiable when it comes to real-money casino gaming. You might see them as quirky added extras, but they’re not.
The outcome of casino games that pay real money is uncertain, so there will be times you win and times you lose. That’s why casino gaming is fun. It’s also the reason you should claim as many bonuses as possible.
In turn, it’s why I use bonuses as a mark of quality when assessing casino sites in the US. For me, the best online casinos that pay out big bonuses are elite. The bonuses you should be sizing up and seizing at every opportunity are:
Welcome Bonus
- What Is It? An offer reserved exclusively for new customers. Our links unlock the biggest real-money casino bonuses available in the US.
- Why Choose It? Welcome offers are the most lucrative one-time bonus you’ll receive, so it’s the best opportunity you’ll have to maximize your potential and minimize your risk.
Best Deal: Wild Casino offers a 100% welcome bonus of up to $5,000 plus 125 Free Spins on selected slots.
Reload Bonus
- What Is It? These offers give you extra bonus cash each time you add funds to your account. Some reload bonuses are available on specific days, others require a promo code, and the rest can be claimed at any time.
- Why Choose It? I can’t think of a good reason not to claim a reload bonus if you’re planning to deposit money into your casino account.
Best Deal: Bovada’s Crypto Club features a wealth of rewards, including weekly deposit match bonuses.
Cashback
- What Is It? Cashback bonuses allow you to claim back a percentage of your losses over a given period of time. Most cashback casino bonuses give you back between 5% and 15% of your weekly net loss.
- Why Choose It? There’s an element of luck in all casino games that pay real money prizes, which is why you can lose money on any given day. Cashback bonuses help offset the impact of a downswing.
Best Deal: Black Lotus Casino’s leaderboard competitions are not only great value but also an exciting way to earn extra cashback on deposits and losses.
Free Spins Bonus
- What Is It? Free spins bonuses give you credits that can be used on selected slots. The difference between using free spins credits and playing demo slots for free is that you can win cash prizes from these bonuses.
- Why Choose It? Online casinos that pay real money want you to have a fair shot at winning big prizes, which is why free spins bonuses are great. Slots such as Bison Bonus at Black Lotus Casino have five and six-figure jackpots, so it’s worth claiming free spins whenever you can.
Best Deal: Bet Whale’s welcome bonus is ideal for slot lovers because you get free spins alongside a matched deposit bonus.
Loyalty Rewards
- What Is It? The top online casinos for payout potential give you points each time you make real-money bets. These points can be used to unlock special rewards, including exclusive prizes, free spins, bonus credits, and real cash.
- Why Choose It? There are dozens of US real money casinos, so you should always demand something extra. Loyalty rewards are the best way to get more value when you play real money casino games online.
Best Deal: The VIP program at Raging Bull Slots gives you access to cashback, exclusive promo code offers, reload bonuses, and special prize draws.
Stop! Why Wagering Requirements Matter
The rewards you receive from casino bonuses are important but don’t sleep on the wagering requirements. Wagering requirements (aka terms and conditions) determine how easy it is to unlock the full value of a bonus.
Because of this, the best online casino bonuses have low playthrough requirements and give you plenty of time to hit those targets.
🎁 Best Online Casino for Bonuses: Raging Bull
Raging Bull not only offers numerous ways to earn bonuses but also makes it easier than any other casino to release your rewards, thanks to its straightforward playthrough requirements.
What is the best online casino that pays real-money bonuses? I mentioned earlier that the best online casinos that pay out cash prizes have favorable terms and conditions for bonuses.
Raging Bull Casino fits the bill in this regard. Some of my picks offer bigger welcome bonuses, but the wagering requirements aren’t as favorable.
For example, Wild Casino gives newbies up to $5,000. Raging Bull’s first deposit bonus is worth up to $2,500. The playthrough for Wild Casino’s welcome bonus is 40x the deposit + bonus amount. The playthrough on Raging Bull’s offer is 10x.
That’s not only significantly lower than Wild Casino’s playthrough but also one of the lowest targets available anywhere in the world.
This offer is flanked by a VIP rewards program, daily free spins bonuses, and weekly cashback.
Best Online Casino Games That Pay Real Money
The only way to win cash prizes and unlock bonuses is to play real-money online casino games. Here’s the lowdown on the various ways you can play:
What games are available at real-money online casinos?
👉 Visit any casino online with best payout practices, and you’ll find hundreds of games, including real money slots, blackjack, roulette, poker, craps, baccarat, keno, and crash games. In addition to digital offerings, the top online casinos offer live dealer games, including game shows such as Dice Duel, T-Basket, and Wheel of Fortune.
Are online casino games rigged?
👉 Online casino games aren’t rigged. All casino games that pay real money prizes are tested by independent organizations such as iTech Labs. These organizations test the source code for every game offered by licensed online casinos. These tests ensure that the games are fair and safe. Without games certified as fair by independent organizations, an online casino won’t be licensed by regulators, including Curaçao eGaming.
Which games at real money casinos offer the best payouts?
👉 The best-paying online casino games can be defined in two ways: prize value and RTP. Progressive jackpot slots offer the biggest payouts and are capable of paying prizes worth more than $1 million, in some cases. RTP refers to your theoretical chance of winning. Blackjack and baccarat are the best-paying online casino games in this category, with RTP values over 99%.
High Paying Casino Games You Should Try
Here are my five favorite real-money casino games to play online. Each one has something unique to offer in terms of payout potential and entertainment value.
| Game | Where to Play | Best For |
|---|---|---|
| Single Deck Blackjack | Wild Casino | Low house edge |
| Flash Roulette | Bovada | Enhanced payouts worth up to 5,000x |
| Mega Deep: Mega Reel | Black Lotus Casino | Giant symbols and bonus payouts |
| Alien Hunter | Bet Whale | Shooter-style game with 10,000x jackpot |
| Golden Buffalo | Bovada | Progressive jackpots topping $600,000 |
🎲 Best Real Money Casino for Games: Black Lotus
Black Lotus Casino offers a diverse array of games, from high-stakes slots to casual parlor games, all with the potential for substantial rewards.
The best real-money online casino for potentially lucrative games is Black Lotus Casino. There are hundreds of exciting slots with six-figure payouts, including my favorite, Mega Deep: Mega Reel.
Casino classics, including blackjack, roulette, baccarat, and poker, are well-represented thanks to low-variance options like Single Deck Blackjack.
Best of all, I love the fact that Black Lotus offers casual casino games. Titles such as Super Keno are parlor games with cash prizes, which makes them ideal for casino newbies.
Finally, the defining reason Black Lotus is my favorite casino online with the best payouts is the fact that you can win exclusive prizes.
The top offer during my recent time on the site was a Tesla giveaway. You earned tickets by playing games, and the player picked at random from the draw won a Tesla car worth over $44,000.
Payment Options at Top Online Casinos
You can only enjoy the best online casinos that pay out cash prizes if you’ve got safe ways to make deposits and withdrawals.
Personally, I’ve switched to cryptocurrencies in recent years because they offer high levels of security and anonymity while providing the type of transaction speeds I like.
Even though I’d recommend Bitcoin et al. for online casino gaming, I understand that cryptocurrencies and blockchains are emerging technologies. Therefore, if you’d prefer to use fiat currencies, I totally get it.
My recommended real-money online casinos give you three main ways to make deposits and withdrawals:
- 💳 Credit/Debit Cards – Familiar and highly secure but can incur fees and are sometimes prone to processing delays.
- 🪙 Cryptocurrencies – Perfect for transactions of all sizes and available in any country due to the decentralized nature of blockchain technology.
- 💸 eWallets – Perfect for fast online transactions but not as widely available at the leading offshore online casinos as other payment methods.
💵 Best Online Casino for Payment Methods: BetWhale
BetWhale sets a new standard in online casino banking with its diverse, fee-free deposit and withdrawal options, including credit cards and cryptocurrencies.
Of all the online casinos that pay real money prizes, BetWhale is ahead of the curve when it comes to deposits and withdrawals. It covers the main bases with regard to USD deposits and withdrawals by giving you a choice between Visa, MasterCard, AMEX, and Discover.
You can also make almost instant withdrawals via PayPal. For clarity, BetWhale is one of the only offshore online casinos that offer this eWallet. The $30 minimum withdrawal for this payment method could be lower, but it’s only a few dollars above the industry average.
For smaller and faster withdrawals, BetWhale works with all the major cryptocurrencies. There is a $40 minimum withdrawal limit for USDT and USDC, but BTC, ETH, LTC, and many more tokens allow you to withdraw as little as $20 within minutes.
If that’s not enough, the high rollers among you will be pleased to know BetWhale doesn’t impose any upper limits on the amount you can withdraw with cryptocurrency.
Offshore Online Casinos vs State-Licensed Casinos
The US is a mixed tapestry of gambling regulations. Some states insist that players use locally licensed online casinos; others are ambivalent about which platforms you use.
In my experience, platforms on both sides of the divide are great, but casinos based outside of the US tend to offer bigger prizes and bonuses.
The table below shines a light on the main differences between state-licensed and offshore casino sites.
| Feature | Offshore Online Casinos | State-Licensed Casinos |
|---|---|---|
| Regulation | Operate under international licenses like Curaçao and Panama. | Governed by US state laws and commissions. |
| Bonuses | More competition means casinos offer you bigger bonuses | Limited competition means bonus offers don’t need to be as attractive. |
| Payments | Cater to players around the world by processing payments in USD, EUR, and cryptocurrencies. | Only process deposits and withdrawals in USD. |
| Games | Offer a mixture of fiat and crypto games from popular and niche developers. | They have games from mainstream developers like NetEnt and Evolution. |
| Security | Use the latest SSL encryption as well as blockchain-based security protocols. | Use encryption software and regulations backed by state authorities. |
Real Money Casino Myths Debunked
I’ve been in the gambling industry for more than 15 years. During this time, I’ve heard my fair share of tall tales and spurious claims, which is why I’m the best person to separate fact from fiction.
Naturally, I can’t cover every casino myth out there in the ether, but I can give you my expert take on the most egregious. So, without further ado, here are the biggest real-money casino myths and why they’re wrong:
Myth 1: Online Casinos Are Rigged
Fiction: Real-money online casino operators are out to scam players by offering rigged games that you can never beat.
🔎 Fact: Licensed real-money online casinos aren’t rigged. In fact, it’s the total opposite. Licensed casinos are highly regulated, which means they have to comply with strict rules regarding safety, integrity, and transparency.
In line with this, all casino games are certified as fair by independent testing organizations. While casino games do have a house edge, licensed operators are committed to providing a fair and enjoyable experience.
Myth 2: You Can Always Beat the House with a System
Fiction: There are betting systems and strategies that guarantee you’ll make a profit each time you play.
🔎 Fact: gambling is an uncertain activity. It’s entertaining, and those in the know play for fun and see profit as a nice but not guaranteed bonus. That’s why the only betting strategy that works is bankroll management—i.e., not wagering more than you can afford to lose.
Any betting system that claims to offer guaranteed profits is either based on fantasy or fatally flawed. A great example of this is the Martingale System. This betting system works in theory, but its fatal flaw is that it can’t be properly implemented due to casino table limits.
Myth 3: Big Wins Are Impossible
Fiction: Massive jackpots are only there to lure you in, and no one ever wins these prizes.
🔎 Fact: saying that you can’t win massive jackpots playing real money online casino games is outright false. All games, from slots to blackjack, have a pre-programmed RTP (Return to Player) value.
This value determines how often, in theory, the game pays prizes. The complex calculations that go into shaping a game’s RTP value take into account jackpot payouts. Therefore, at some random point, online casino games are programmed to release their jackpots.
Myth 4: Casino Bonuses Are Always Good Deals
Fiction: Every single online casino bonus gives you an easy way to claim free money.
🔎 Fact: Casino bonuses do allow you to get free cash and slot spins, but some deals are better than others. I’ll take you back to my previous point about wagering requirements. The best online casino bonuses make it easy for you to claim big rewards.
A $3,000 deposit bonus might look good on the surface, but its value crumbles when you discover that the playthrough is 120x. The industry average is 40x, so this offer is three times worse than the top online casino bonuses. That’s why you should also check the wagering requirements before claiming real money casino bonuses.
Safety and Security of Online Casinos
I never compromise on safety and security. For me, the best online casinos that pay out cash prizes are the ones that do everything possible to keep you and your money safe.
Being licensed by a reputable regulator, such as Curaçao eGaming, is a shortcut to knowing whether or not a casino is safe. Regulators only license platforms that prove beyond doubt that they’re safe, have legit promotions, and offer fair games.
For the most part, you can play with confidence if a casino is licensed. However, if you want to be absolutely sure that the platform is safe, here are the three things to look for:
1. Encryption Software
- What to Look For: SSL encryption is the minimum standard you should expect, so look for mentions of this at the bottom of a casino’s homepage.
- Why It Matters: Encryption scrambles the data you enter into an online casino site, which means criminals can’t steal your personal and financial information.
2. Transparent Terms and Conditions
- What to Look For: Make sure your chosen casino is clear about its terms and presents them in a way that’s easy to understand.
- Why It Matters: Trustworthy casinos don’t have anything to hide, which is why they’ll make their terms easily identifiable. Casinos that might be trying to scam you will often obscure their terms and conditions.
3. Safe Payment Methods
- What to Look For: Search through the list of payment methods to make sure there are recognizable brands such as Visa, AMEX, MoneyGram, and Bitcoin. The terms that govern deposits and withdrawals should also be clear.
- Why It Matters: You wouldn’t give money to some random person in the street, so why would you allow an unknown financial processor to handle your deposits and withdrawals? Reputable payment processors ensure transactions are safe from start to finish.
What Makes an Online Casino the Best for US Players?
Gambling is popular around the world, so operators tailor their products to suit players in specific countries. Naturally, all of the best online casinos that pay cash prizes have something for US players.
Based on my time in the virtual lobby, I believe the following qualities make an online casino perfect for players in the US:
- You can make deposits and withdrawals in USD and cryptocurrencies such as Bitcoin.
- The casino’s default currency for bets, prizes, and bonuses is USD.
- Promotions are timed to run in conjunction with popular US holidays, such as Thanksgiving.
- The cashier page contains US payment methods, including Discover, AMEX, and Visa.
- There are hundreds of games that are popular in the US, such as American Roulette and Vegas Rules Blackjack.
Expert Tips to Maximize Your Experience with the Best Online Casinos That Pay Out
That’s just all you need to know about gambling online in the US. As long as you stick to licensed platforms and remember the basics, you’ll have fun. There is, of course, money to be won.
With this in mind, I’ll leave you with my five top tips for getting maximum from your time online. I’m not saying you’ll always win. However, if you implement the lessons I’ve learned over the last 15+ years, you’ll give yourself the best chance of success.
- Never risk more than you can afford to lose: Every bet you make should be within the context of your bankroll. As a general rule, never take more than 5% of your bankroll into a game.
- Avoid unrealistic wagering requirements: Bonuses that require you to wager a lot of money and jump through unnecessary hoops aren’t worth claiming.
- Know the odds: All casino games have theoretical payout rates. You should know which ones offer the best payout potential. As a guide, focus on slots with jackpots over 1,000x, and table games such as blackjack.
- Use cryptocurrencies: Right now there isn’t a more efficient and secure way to make real money online casino payments. It doesn’t matter where you are in the world because cryptos such as Bitcoin and Ethereum allow you to make anonymous payments within seconds.
- Enjoy the experience: The best online casino is only the best if you enjoy what it offers. There’s no point playing casino games if you don’t enjoy the experience. The secret to getting the most from your time online is finding a casino you like and playing responsibly.
When you’re betting within your means and not stressed, the whole experience is more enjoyable. Get this right, and you’ll get maximum value from the best online casinos that pay out cash prizes.
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References
- https://www.curacao-egaming.com/ (Curaçao eGaming)
- https://www.gamblersanonymous.org/ga/ (Gamblers Anonymous)
- https://www.gamblingtherapy.org/ (Gambling Therapy)
- https://www.coinbase.com/en-gb/learn/crypto-basics/what-is-a-blockchain (Coinbase)
- https://www.bbc.co.uk/bitesize/articles/zfsvy9q (BBC – What is Bitcoin)
- https://www.geeksforgeeks.org/variance/ (Geeks for Geeks – Variance)
