Best Online Casinos in the US That Pay Out

Matt Bastock

February 1, 2025

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The only way to maximize your chances of winning when playing slots and table games is to play high RTP games at the best online casino for payouts. It sounds simple, and it is, but only if you know which casinos have the greatest payout potential.

I’ve been in the gambling world for more than 15 years, so I know which casinos offer prizes worth playing for. Stick around and I’ll not only reveal the best online casinos that pay out cash prizes, but also show you how to maximize your chances of success.

Wild Casino

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Players can claim bonus codes WILD250 on their first deposit only. Players can only claim bonus codes WILD100 on their 2nd to 5th deposits. The deposit plus bonus amount is subject to a 40x rollover. This bonus is only valid on select Slots, Table games and Video Poker games, NOT in the Live Dealer Casino. If the rollover requirements are not met within 30 days of claiming the bonus, any remaining bonus funds winnings will be forfeited. Read more terms on wildcasino.ag.

Betwhale

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Claim 250% on top of your deposit. This coupon can be used 1 time per account. Bonus terms: minimum deposit $20, Wagering x30, max cashout x20.Terms and conditions apply, please make sure to fully read the full document before signing up.

Bovada

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The Promotion consists of one (1) 100% match bonuses up to $1000 followed by two (2) 100% match bonuses up to $1000. Bonuses must be used sequentially. The deposit plus bonus amount is subject to a 25x playthrough requirement before the deposit, bonus amount and any winnings can be withdrawn. Bonus funds cannot be used for play on Live Dealer games. All games, except Craps and Live Dealer, contribute towards playthrough requirements. For more information please view our wagering contribution chart. The general rules and policies of www.bovada.lv shall also apply to the Promotion.

Black Lotus

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300% Deposit Bonus Up To $7,000 + 30 Spins On Big Game

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All offers are available in USD$. All offers are available for 1 claim per player. All offers are available for new players only. Crypto Deposits are accepted. Available Crypto Currencies: BTC, BCH, LTC, ETH, USDT. Visa and Master Card Deposits are accepted. Minimum withdrawal of $100. 60X wagering on all bonuses. Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. A minimum deposit of $20 is required to process a withdrawal. Maximum withdrawal of $1000 on Match bonuses from 101% or greater. All offers are available for 1 claim per IP. Offers valid till end of October 2025.

Raging Bull

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250% Deposit Bonus Up To $2,500 + 50 Spins

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This exclusive offer is good for Slots and Keno only and comes with 10x wagering requirements (40x for crypto deposits), No Max rules. All Free Spins will be credited automatically upon redemption of the promo code MIGHTY250. Spins come with no additional wagering requirements or added delays on withdrawals.

Best Online Casinos That Pay Out Compared

Before I get into specifics, here’s a quick overview of how the best online casinos that pay out cash prizes compare.

🎰 Best Real Money Casino Overall

The best online casino that pays real money prizes is Wild Casino, home to more than 1,000 real-money online casino games and exclusive creations. That alone is impressive. What’s more impressive is the fact that you can access them via any device.

Personally, I’d like a few more search filters because finding specific games, particularly slots, can be tricky when you’ve got to scroll through hundreds of options. However, this mild annoyance is simply a testament to the sheer number of games Wild Casino offers.

Quantity is accompanied by quality, which is why it’s my best online casino for real money payouts. The secret to maximizing your expected value (EV) is having many options, and Wild Casino has more than most. 

The fact that you can play for less than $1 and win upwards of $100,000 with slots such as Coin Flynn is why it’s my top pick.

How to Find the Best Payout Online Casinos in the US

When speaking about the best payout online casinos and what they offer, it’s important to be clear what “best payout” means. The best online casinos that pay out cash prizes aren’t always the best-paying online casino sites.

At the end of the day, all the top online casinos give you ways to win cash prizes. However, some online casinos give you more ways to win than others. These are the best payout online casinos.

So offering hundreds of casino games that pay real money prizes is great, but it’s not enough. The best online casinos are set up in such a way that you’re able to maximize your potential each time you play.

The features I assess to determine whether a casino offers the right conditions for success are:

Bonuses Available at Real Money Online Casinos

Bonuses are non-negotiable when it comes to real-money casino gaming. You might see them as quirky added extras, but they’re not. 

The outcome of casino games that pay real money is uncertain, so there will be times you win and times you lose. That’s why casino gaming is fun. It’s also the reason you should claim as many bonuses as possible. 

In turn, it’s why I use bonuses as a mark of quality when assessing casino sites in the US. For me, the best online casinos that pay out big bonuses are elite. The bonuses you should be sizing up and seizing at every opportunity are:

Welcome Bonus

• What Is It? An offer reserved exclusively for new customers. Our links unlock the biggest real-money casino bonuses available in the US.
• Why Choose It? Welcome offers are the most lucrative one-time bonus you’ll receive, so it’s the best opportunity you’ll have to maximize your potential and minimize your risk.

Best Deal: Wild Casino offers a 100% welcome bonus of up to $5,000 plus 125 Free Spins on selected slots.

Reload Bonus

• What Is It? These offers give you extra bonus cash each time you add funds to your account. Some reload bonuses are available on specific days, others require a promo code, and the rest can be claimed at any time.
• Why Choose It? I can’t think of a good reason not to claim a reload bonus if you’re planning to deposit money into your casino account.

Best Deal: Bovada’s Crypto Club features a wealth of rewards, including weekly deposit match bonuses.

Cashback

• What Is It? Cashback bonuses allow you to claim back a percentage of your losses over a given period of time. Most cashback casino bonuses give you back between 5% and 15% of your weekly net loss.
• Why Choose It? There’s an element of luck in all casino games that pay real money prizes, which is why you can lose money on any given day. Cashback bonuses help offset the impact of a downswing.

Best Deal: Black Lotus Casino’s leaderboard competitions are not only great value but also an exciting way to earn extra cashback on deposits and losses.

Free Spins Bonus

• What Is It? Free spins bonuses give you credits that can be used on selected slots. The difference between using free spins credits and playing demo slots for free is that you can win cash prizes from these bonuses.
• Why Choose It? Online casinos that pay real money want you to have a fair shot at winning big prizes, which is why free spins bonuses are great. Slots such as Bison Bonus at Black Lotus Casino have five and six-figure jackpots, so it’s worth claiming free spins whenever you can.

Best Deal: Bet Whale’s welcome bonus is ideal for slot lovers because you get free spins alongside a matched deposit bonus.

Loyalty Rewards

• What Is It? The top online casinos for payout potential give you points each time you make real-money bets. These points can be used to unlock special rewards, including exclusive prizes, free spins, bonus credits, and real cash.
• Why Choose It? There are dozens of US real money casinos, so you should always demand something extra. Loyalty rewards are the best way to get more value when you play real money casino games online.

Best Deal: The VIP program at Raging Bull Slots gives you access to cashback, exclusive promo code offers, reload bonuses, and special prize draws.

Stop! Why Wagering Requirements Matter

The rewards you receive from casino bonuses are important but don’t sleep on the wagering requirements. Wagering requirements (aka terms and conditions) determine how easy it is to unlock the full value of a bonus.

Because of this, the best online casino bonuses have low playthrough requirements and give you plenty of time to hit those targets.

Best Online Casino Games That Pay Real Money

The only way to win cash prizes and unlock bonuses is to play real-money online casino games. Here’s the lowdown on the various ways you can play:

What games are available at real-money online casinos?

👉 Visit any casino online with best payout practices, and you’ll find hundreds of games, including slots, blackjack, roulette, poker, craps, baccarat, keno, and crash games. In addition to digital offerings, the top online casinos offer live dealer games, including game shows such as Dice Duel, T-Basket, and Wheel of Fortune.

Are online casino games rigged?

👉 Online casino games aren’t rigged. All casino games that pay real money prizes are tested by independent organizations such as iTech Labs. These organizations test the source code for every game offered by licensed online casinos. These tests ensure that the games are fair and safe. Without games certified as fair by independent organizations, an online casino won’t be licensed by regulators, including Curaçao eGaming.

Which games at real money casinos offer the best payouts?

👉 The best-paying online casino games can be defined in two ways: prize value and RTP. Progressive jackpot slots offer the biggest payouts and are capable of paying prizes worth more than $1 million, in some cases. RTP refers to your theoretical chance of winning. Blackjack and baccarat are the best-paying online casino games in this category, with RTP values over 99%.

High Paying Casino Games You Should Try

Here are my five favorite real-money casino games to play online. Each one has something unique to offer in terms of payout potential and entertainment value.

Payment Options at Top Online Casinos

You can only enjoy the best online casinos that pay out cash prizes if you’ve got safe ways to make deposits and withdrawals.

Personally, I’ve switched to cryptocurrencies in recent years because they offer high levels of security and anonymity while providing the type of transaction speeds I like.

Even though I’d recommend Bitcoin et al. for online casino gaming, I understand that cryptocurrencies and blockchains are emerging technologies. Therefore, if you’d prefer to use fiat currencies, I totally get it.

My recommended real-money online casinos give you three main ways to make deposits and withdrawals:

• 💳 Credit/Debit Cards – Familiar and highly secure but can incur fees and are sometimes prone to processing delays.
• 🪙 Cryptocurrencies – Perfect for transactions of all sizes and available in any country due to the decentralized nature of blockchain technology.
• 💸 eWallets – Perfect for fast online transactions but not as widely available at the leading offshore online casinos as other payment methods.

Offshore Online Casinos vs State-Licensed Casinos

The US is a mixed tapestry of gambling regulations. Some states insist that players use locally licensed online casinos; others are ambivalent about which platforms you use.

In my experience, platforms on both sides of the divide are great, but casinos based outside of the US tend to offer bigger prizes and bonuses. 

The table below shines a light on the main differences between state-licensed and offshore casino sites.

Real Money Casino Myths Debunked

I’ve been in the gambling industry for more than 15 years. During this time, I’ve heard my fair share of tall tales and spurious claims, which is why I’m the best person to separate fact from fiction.

Naturally, I can’t cover every casino myth out there in the ether, but I can give you my expert take on the most egregious. So, without further ado, here are the biggest real-money casino myths and why they’re wrong:

Myth 1: Online Casinos Are Rigged

Fiction: Real-money online casino operators are out to scam players by offering rigged games that you can never beat.

🔎 Fact: Licensed real-money online casinos aren’t rigged. In fact, it’s the total opposite. Licensed casinos are highly regulated, which means they have to comply with strict rules regarding safety, integrity, and transparency.

In line with this, all casino games are certified as fair by independent testing organizations. While casino games do have a house edge, licensed operators are committed to providing a fair and enjoyable experience. 

Myth 2: You Can Always Beat the House with a System

Fiction: There are betting systems and strategies that guarantee you’ll make a profit each time you play.  

🔎 Fact: gambling is an uncertain activity. It’s entertaining, and those in the know play for fun and see profit as a nice but not guaranteed bonus. That’s why the only betting strategy that works is bankroll management—i.e., not wagering more than you can afford to lose.

Any betting system that claims to offer guaranteed profits is either based on fantasy or fatally flawed. A great example of this is the Martingale System. This betting system works in theory, but its fatal flaw is that it can’t be properly implemented due to casino table limits.

Myth 3: Big Wins Are Impossible

Fiction: Massive jackpots are only there to lure you in, and no one ever wins these prizes.

🔎 Fact: saying that you can’t win massive jackpots playing real money online casino games is outright false. All games, from slots to blackjack, have a pre-programmed RTP (Return to Player) value.

This value determines how often, in theory, the game pays prizes. The complex calculations that go into shaping a game’s RTP value take into account jackpot payouts. Therefore, at some random point, online casino games are programmed to release their jackpots.

Myth 4: Casino Bonuses Are Always Good Deals

Fiction: Every single online casino bonus gives you an easy way to claim free money.  

🔎 Fact: Casino bonuses do allow you to get free cash and slot spins, but some deals are better than others. I’ll take you back to my previous point about wagering requirements. The best online casino bonuses make it easy for you to claim big rewards.

A $3,000 deposit bonus might look good on the surface, but its value crumbles when you discover that the playthrough is 120x. The industry average is 40x, so this offer is three times worse than the top online casino bonuses. That’s why you should also check the wagering requirements before claiming real money casino bonuses.

Safety and Security of Online Casinos

I never compromise on safety and security. For me, the best online casinos that pay out cash prizes are the ones that do everything possible to keep you and your money safe.

Being licensed by a reputable regulator, such as Curaçao eGaming, is a shortcut to knowing whether or not a casino is safe. Regulators only license platforms that prove beyond doubt that they’re safe, have legit promotions, and offer fair games.

For the most part, you can play with confidence if a casino is licensed. However, if you want to be absolutely sure that the platform is safe, here are the three things to look for:

1. Encryption Software

• What to Look For: SSL encryption is the minimum standard you should expect, so look for mentions of this at the bottom of a casino’s homepage.
• Why It Matters: Encryption scrambles the data you enter into an online casino site, which means criminals can’t steal your personal and financial information.

2. Transparent Terms and Conditions

• What to Look For: Make sure your chosen casino is clear about its terms and presents them in a way that’s easy to understand.
• Why It Matters: Trustworthy casinos don’t have anything to hide, which is why they’ll make their terms easily identifiable. Casinos that might be trying to scam you will often obscure their terms and conditions.

3. Safe Payment Methods

• What to Look For: Search through the list of payment methods to make sure there are recognizable brands such as Visa, AMEX, MoneyGram, and Bitcoin. The terms that govern deposits and withdrawals should also be clear.
• Why It Matters: You wouldn’t give money to some random person in the street, so why would you allow an unknown financial processor to handle your deposits and withdrawals? Reputable payment processors ensure transactions are safe from start to finish.

What Makes an Online Casino the Best for US Players?

Gambling is popular around the world, so operators tailor their products to suit players in specific countries. Naturally, all of the best online casinos that pay cash prizes have something for US players.

Based on my time in the virtual lobby, I believe the following qualities make an online casino perfect for players in the US:

• You can make deposits and withdrawals in USD and cryptocurrencies such as Bitcoin.
• The casino’s default currency for bets, prizes, and bonuses is USD.
• Promotions are timed to run in conjunction with popular US holidays, such as Thanksgiving.
• The cashier page contains US payment methods, including Discover, AMEX, and Visa.
• There are hundreds of games that are popular in the US, such as American Roulette and Vegas Rules Blackjack.

Expert Tips to Maximize Your Experience with the Best Online Casinos That Pay Out

That’s just all you need to know about gambling online in the US. As long as you stick to licensed platforms and remember the basics, you’ll have fun. There is, of course, money to be won.

With this in mind, I’ll leave you with my five top tips for getting maximum from your time online. I’m not saying you’ll always win. However, if you implement the lessons I’ve learned over the last 15+ years, you’ll give yourself the best chance of success.

1. Never risk more than you can afford to lose: Every bet you make should be within the context of your bankroll. As a general rule, never take more than 5% of your bankroll into a game.
2. Avoid unrealistic wagering requirements: Bonuses that require you to wager a lot of money and jump through unnecessary hoops aren’t worth claiming.
3. Know the odds: All casino games have theoretical payout rates. You should know which ones offer the best payout potential. As a guide, focus on slots with jackpots over 1,000x, and table games such as blackjack.
4. Use cryptocurrencies: Right now there isn’t a more efficient and secure way to make real money online casino payments. It doesn’t matter where you are in the world because cryptos such as Bitcoin and Ethereum allow you to make anonymous payments within seconds.
5. Enjoy the experience: The best online casino is only the best if you enjoy what it offers. There’s no point playing casino games if you don’t enjoy the experience. The secret to getting the most from your time online is finding a casino you like and playing responsibly.

When you’re betting within your means and not stressed, the whole experience is more enjoyable. Get this right, and you’ll get maximum value from the best online casinos that pay out cash prizes.

FAQs

References

• https://www.curacao-egaming.com/ (Curaçao eGaming)
• https://www.gamblersanonymous.org/ga/ (Gamblers Anonymous)
• https://www.gamblingtherapy.org/ (Gambling Therapy)
• https://www.coinbase.com/en-gb/learn/crypto-basics/what-is-a-blockchain (Coinbase)
• https://www.bbc.co.uk/bitesize/articles/zfsvy9q (BBC – What is Bitcoin)
• https://www.geeksforgeeks.org/variance/ (Geeks for Geeks – Variance)

Written By

Matt Bastock

Matt is a casino and sports betting expert with over two decades’ writing and editing experience. He loves getting into the nitty gritty of how casinos and sportsbooks really operate in order to make solid recommendations based on real experiences. His favourite games are blackjack and poker, and he loves watching NFL and soccer in his spare time.