Pay by phone casinos let you deposit funds directly through your mobile phone bill or prepaid balance, with transactions processed instantly and charged to your next phone statement. This “play now, pay later” approach makes it quick and easy to fund your account without needing a bank card or e-wallet.
In this guide, we’ll explain how pay by mobile casinos work, their main advantages and potential drawbacks, and what to consider before using this convenient deposit method.
Pay By Phone Casinos – Key Takeaways
- Pay by phone casinos charge deposits to your mobile bill – no card details needed.
- Instant deposits from £10-£30 through providers like Boku, PayForIt, and Zimpler.
- Compatible with all major UK networks: EE, O2, Vodafone, Virgin Mobile.
- Deposits via phone bill are one-way; withdrawals must use a different method.
- Perfect for you if you want to deposit small amounts quickly via your phone.
Best Pay By Phone Casinos UK – Quick Comparison
| Casino Name | Min Phone Deposit | Supported Methods | Welcome Bonus | Number of Games | Withdrawal Time |
|---|---|---|---|---|---|
| BetMorph | £10 | PayviaPhone, Apple Pay, Debit Cards, Instant Bank Payments, PaysafeCard, Skrill, Neosurf, Neteller, Payz, PayPal | Up to £300 + 200 spins across 3 deposits | 2,000+ | 1-5 days |
| Midnite | £5 | Apple Pay, Google Pay, Debit Cards, Skrill, Trustly | Wager £20, get 100 spins | 2,000+ | 1-5 days |
| Mr Mega | £10 | Apple Pay, Debit Cards, PayPal, Trustly, MuchBetter, Skrill, PaysafeCard | 100% up to £100 + 100 spins | 1,350+ | 1-6 days |
| Mr Vegas | £10 | Apple Pay, Debit Cards, Revolut, Neteller, Skrill, PayPal, Trustly, Much Better | 100% up to £200 | 8,000+ | 1-3 days |
| Casushi | £10 | Apple Pay, Google Pay, Debit Cards, Trustly | 100% up to £50 + 20 spins | 3,000+ | 1-3 days |
What Are Pay By Phone Casinos & How They Work
Pay by phone casinos utilise services like Boku and PayForIt to charge deposits directly to your mobile phone bill or deduct them from a prepaid plan. These services work with all major UK networks, including EE, O2, Vodafone, and Virgin Mobile, processing deposits instantly without requiring card details. This means that a pay by mobile casino lets you play immediately and cover the deposit later.
By contrast, regular UK online casino deposit methods require you to complete the transaction immediately. For example, if you’re using a card and want to play at credit card casinos, you’re covering deposited funds now, not days/weeks down the road.
Many pay by mobile casinos also support Google Pay and Apple Pay for added convenience, giving you even more ways to fund your account quickly.
How Pay By Phone Bill Deposits Work: Step-by-Step
- Select ‘Pay by Phone’ at the casino’s Cashier or Deposit page.
- Enter your UK mobile number.
- Choose your deposit amount.
- Confirm via SMS.
- Receive your funds instantly.
- Charges are deducted immediately for prepaid users or added to the next bill for contract users.
Who Should Use Pay By Mobile Casinos?
Pay by mobile casinos are perfect for you if you:
- Don’t have a debit or credit card.
- Prefer not to share your banking details online.
- Like keeping all payments in one place on your phone bill.
- Want to manage your gambling budget, as smaller deposit limits help you stay in control.
Deposit Limits at Pay By Phone Casinos
Daily deposit limits at pay by mobile casinos usually range from £10–£30. These limits are set by mobile network providers, who are essentially covering your deposit upfront and need to manage their risk.
Lower limits mean you won’t be placing high-stakes bets, but they’re perfect for smaller, controlled deposits. This encourages a more cautious play style compared with cards or e-wallets, making it easier to stick to your budget and play responsibly.
Did you know? The average pay by phone casino deposit is £10, but some gaming sites only require a £5 minimum deposit.
Pros and Cons of Pay By Mobile Casinos
Let’s take a closer look at the key pros and cons of pay by mobile casinos, giving you a clear idea of what to expect.
Pros
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Instant deposits
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Easier to use than most methods
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Cover your deposit later
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High level of security
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Deposits are normally fee-free
Cons
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Max phone deposit is usually £30
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Must find an alternative withdrawal method
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Not supported by smaller providers
Pay By Phone Bill Methods: Boku, PayForIt & Mobile Networks
There are multiple ways to pay by phone at UK online casinos, either through your mobile network provider or via services such as Boku, PayForIt, Google Pay, and Apple Pay. Below are the most common methods and how each one works.
Paying by the Network Provider’s Phone Bill
- How Does it Work? – You add a casino deposit to your phone bill or subtract it from your prepaid plan. Notable UK mobile providers that support deposit by phone bill include O2, Three, Virgin Mobile, Vodafone, and EE.
- Typical Processing Times – A pay by phone bill casino deposit will normally go through instantly. Withdrawals aren’t possible through this method.
- Are there any Fees? – You may or may not incur a small processing fee from the provider. Some pay by phone casinos will cover these charges for you.
- What are the Limits? – The limits are extremely low, with £10–£30 being the most-common case.
Boku
- How Does it Work? – Boku acts as a handy intermediary between you and major mobile providers. You use it by entering your phone number, deposit amount, and SMS code (confirmation). The deposit will go on your next phone bill.
- Typical Processing Times – Instant deposits, while withdrawals aren’t available.
- Are there any Fees? – No, you won’t have to pay any fees.
- What are the Limits? – Boku deposit limits are low at £10–£30 daily.
PayForIt
- How Does it Work? – This service essentially does the same thing as Boku. You use it by entering your deposit amount and confirming the transaction via your PayForIt account.
- Typical Processing Times – Deposits are instant, but withdrawals aren’t currently possible.
- Are there any Fees? – You don’t need to cover fees.
- What are the Limits? – You can only deposit £10–£30 per day.
Google Pay
- How Does it Work? – You link a debit or credit card to your Google Pay account. Afterwards, you can make casino deposits through your Android device, using Face ID or Touch ID to confirm transactions.
- Typical Processing Times – Deposits are normally instant, while withdrawals take 1–3 days. Keep in mind that some pay by mobile casinos don’t support Google Pay cashouts.
- Are there any Fees? – GPay deposits and withdrawals are normally fee-free.
- What are the Limits? – Common Google Pay deposit limits are £20–£2,000, and typical withdrawal limits are £20–£3,000.
Apple Pay
- How Does it Work? – Just like with GPay, you link a debit/credit card and confirm deposits through tapping or facial recognition.
- Typical Processing Times – Instant deposits and 1–3 days on withdrawals, which are only an option at limited deposit by mobile casinos.
- Are there any Fees? – Apple Pay deposits and withdrawals are usually fee-free.
- What are the Limits? Standard Apple Pay deposit and withdrawal limits are £20–£2,000 and £20–£3,000, respectively.
Zimpler
- How Does it Work? – Begin by adding your preferred payment option (e.g., bank account, card) to your Zimpler account, then enter the random 4-digit verification code Zimpler sends you to make deposits and withdrawals.
- Typical Processing Times – Instant, or near instant, deposits and withdrawals.
- Are there any Fees? – No fees unless there’s a currency conversion involved, at which point small charges apply.
- What are the Limits? – Given that Zimpler doesn’t impose limits, everything will depend on the pay by phone casino you use.
Phone Deposit Casino Methods: A Comparison
| Payment Method | Average Deposit Time | Average Withdrawal Time | Min Casino Deposit | Average Fees |
|---|---|---|---|---|
| Network Providers | 0–10 minutes | N/A | £10 | £1 |
| Boku | Instant | N/A | £10 | None |
| PayForIt | Instant | N/A | £10 | None |
| Google Pay | 0–10 minutes | 1–3 days | £10–£20 | None |
| Apple Pay | 0–10 minutes | 1–3 days | £10–£20 | None |
| Zimpler | Instant | Near Instant | £10 | £1.50–£5 (currency conversions) |
Did you know? Some mobile casino payment methods don’t charge you transaction fees. Those that do normally have rather small fees worth a few pounds or less.
Pay By Phone Casino Bonuses – Are They Available?
While pay by phone casinos don’t offer exclusive bonuses for this payment method, all standard welcome bonuses and promotions are available. Check each casino’s terms, as some older bonuses may exclude phone bill deposits – though this is increasingly rare at modern UK casinos.
Bonus Types Explained
Each of the following offers are commonly available at pay by mobile UK casinos. Pay close attention to the terms we’ll discuss when pursuing these deals:
- Welcome Bonus: You can qualify for this offer with your first phone bill deposit at a new casino. Most welcome bonuses are impressive, like, for example, a 100% up to £1,000 plus 200 free spins. Standard wagering requirements (aka rollover) on these deals are 30x–40x the bonus plus deposit amount. For a full list of the best deals currently available, check out our best UK casino bonuses guide.
- Free Spins: These bonuses let you play slots at pay by phone bill casinos without risking your bankroll. For example, you might receive 50 free spins after depositing £100 or more. A free spins offer may be restricted to a certain game or be eligible for more slots. Common wagering requirements are 35x–45x the winnings you get after using up all free spins.
- Cashback: This offer gives back a portion of your losses from the previous day, week, or month. For instance, you might qualify for 10% up to £200 weekly cashback. Some bonuses award you the cashback immediately, while others force you to meet a rollover (e.g., 5x). Obviously you’re better off getting the cashback without wagering requirements.
- No Deposit Bonus: A pay by phone casino no deposit bonus gives you free spins or a free chip after completing registration. These rare offers normally have high rollover (e.g., 50x–60x), low win caps (e.g., £100 max) compared to other bonuses.
- Reload Bonuses: You can use these deposit bonuses to reload your account as an existing player. For instance, a pay by mobile casino might offer 100% up to a £300 bonus every Tuesday. Reload offers typically have the same type of terms as welcome bonuses, but with lower multipliers.
Some operators, notably pay by phone bill casinos without Gamstop, usually offer richer bonuses; however, they also employ fewer mechanisms when it comes to setting limits on your play.
VIP Club, Loyalty Programmes, and Rewards
Many UK casinos aim to keep you around by offering rewards through loyalty programmes (aka VIP clubs). Here’s what you can expect at the average pay by phone bill casino:
- Common loyalty rewards include cashback, deposit bonuses, birthday gifts, free spins, priority withdrawals, and VIP hosting.
- These programmes have multiple tiers (e.g., Bronze, Silver, Gold, Platinum).
- The amount of perks you get depends on your loyalty status.
- The highest tiers typically enjoy the fastest withdrawal priority, 24/7 VIP hosting, and the best cashback percentage.
You can see what the top UK mobile deposit casinos offer in terms of bonuses and VIP rewards below.
| Casino | Bonus | Free Spins | VIP Club | Ongoing promotions |
|---|---|---|---|---|
| Betfred | Wager £10, get 200 free spins | Up to 200 spins weekly | Yes | Multiple free spins bonuses |
| BetMorph | Up to £300 & 200 free spins | 5–500 free spins every weekend | No | Wheel of Spins, deposit bonuses & free spins |
| Midnite | Wager £20, get 100 free spins | 10–60 free spins | Yes | Weekly rewards, daily scratchcard & giveaways |
Best Phone Deposit Casino for Bonuses: BetMorph
BetMorph is the best pay by phone casino for players looking to enjoy generous free spin bonuses, deposit rewards, and regular competitions.
We’re impressed by how this gaming site currently has various free spins promos running. It also provides a Bonus of the Week, where you can get a 100% up to £80 reload bonus.
Besides solid promotions, BetMorph offers almost 2,000 slots, nearly 100 live games, and a sportsbook that covers 40+ sports.
This UK online casino also supports fast mobile payment options. We got started during our review with a £10 Apple Pay deposit.
Don’t miss out on BetMorph’s Mystery Box promotion – simply insert the code MBOX when depositing £20 or more to opt in.
Most Popular Games at Pay By Phone Casinos
The average pay by mobile casino offers a large game selection covering all casino classics. We’ll detail what’s available in the following sections, including slots, table games, card games, and more.
Pay By Mobile Slots
Slots are highly popular for a few reasons, including their cheap bets, fast-paced action, and high win potential. Some of the best pay by mobile slots let you chase six- or seven-figure jackpots for less than £1.
These games also feature entertaining themes, such as aliens, candy, football, Greek mythology, rugby, and the Wild West.
Below, you can see some of the finer points of pay by phone slots:
- High volatility and low volatility: Some games are highly volatile, meaning they pay less frequently but have bigger short-term win potential. Others have lower volatility, trading more frequent wins for less explosive payouts.
- Paylines: Paylines are patterns of lines connecting symbols on the screen that determine whether you win or not. Many pay by phone slots we review have 20–50 lines. Some new online slots also feature non-payline mechanics, such as cluster pays or Megaways.
- Reels: The number of reels determines how many symbols can land across a game’s grid. The most common setup is 5 reels, but we’ve reviewed many slots with up to 6 reels, or cascading reels that appear on the grid once certain conditions are met.
- RTP: Return to player (RTP) determines how much a game pays long term. For instance, a slot with 96.5% RTP will theoretically pay back £96.50 per £100 on average. Anything above 96% RTP is generally considered good for mobile slots.
Blackjack
Blackjack has a heavy strategy element that rewards you for good play. Most mobile deposit casino blackjack games offer over 99% RTP with optimal strategy. Some different variations you’ll find online include Double Exposure, single deck, Switch, and Vegas Strip rules.
Baccarat
This game lets you bet on the banker’s hand winning, the player’s hand winning, or both hands tying. You’ll achieve the optimal 98.94% RTP just by picking the banker to win every time.
Poker
Casino poker games involve competing against the dealer, often with large side payouts available. For example, the Ultimate Hold’em Bonus blind bet pays up to 500:1 for a royal flush. Some other poker variants include Caribbean stud, Let ‘Em Ride, and tri-card poker.
Roulette
This classic game commonly comes in American or European format. The difference is that the European wheel (97.3% RTP) has 37 pockets, compared to 38 pockets on the American wheel (94.74%). More exotic variants include double ball, multi-wheel, and mini roulette.
Video Poker
Video poker gives you one chance to draw for better cards to form the best-possible 5-card hand. It’s perhaps even more strategic than blackjack and can offer over 99.5% RTP on certain variations. Popular video poker games include Bonus Poker, Deuces Wild, and Jacks or Better.
Best Pay By Phone Casino for Game Variety: Midnite Casino
Midnite Casino features well over 2,000 games across multiple categories, like slots, live dealer, instant win, and game shows.
The slots come from dozens of trusted providers, with examples being Blueprint, Hacksaw Gaming, NetEnt, Play’n GO, and Pragmatic Play.
We like how Midnite features game categories that you don’t normally see at UK pay by phone casinos. For example, they have separate sections for Slingo, Solitaire, and Drop & Wins slots.
This pay by phone casino also caters to live casino enthusiasts, offering a variety of live game show titles.
If you prefer making smaller deposits, mobile payment options like Google Pay and Apple Pay are ideal at Midnite – allowing deposits from as little as £5.
Are Pay By Phone Casinos Safe? – Security & Licensing
You’ll generally be safe when using a pay by phone bill casino in the UK. As we’ll discuss, the key factors that make these casinos trustworthy include licensing, privacy, app/website encryption, and responsible gambling tools.
Casino Licensing Authorities
Whether you’re playing at UK-based or international casinos, it’s important you pick a casino that is licensed. A license guarantees that a casino is safe and legitimate.
Here are some notable regulators that cover offshore pay by phone bill gaming sites:
- Curaçao Gaming Control Board: The CGCB is an international gaming authority that regulates hundreds of online casinos worldwide.
- Malta Gaming Authority: The MGA is a popular regulator for pay by phone bill casinos operating in Europe, based in Malta.
- UK Gambling Commission: Regulates gambling sites operating in the UK and requires them to connect with the Gamstop self-exclusion network.
Privacy and Encryption
You’ll already enjoy a high level of protection when you deposit by phone bill at a casino. But we prefer going the extra distance by ensuring any recommended UK gaming site is safe itself.
We always check if a pay by mobile casino employs measures to protect personal information from data breaches and hackers. All casinos from our list protect your data just as well as Neteller casinos, which are widely known for data safety.
Customer Support and Responsible Gambling
A quality pay by phone bill casino has 24/7 support with multiple contact methods. We consider live chat and email musts, while social media and phone support are bonuses.
Our reviewers contact any prospective UK casino through live chat and email to measure response times. Ideally, support will respond through live chat in 1–2 minutes and via email within several hours.
The best UK casinos with pay by phone methods also provide responsible gambling resources (e.g., Gamblers Anonymous) and tools. Examples of the tools include deposit limits, time limits, and self-exclusion.
It’s worth noting that pay by phone bill casinos not covered by Gamstop also let you set some restrictions on playing, though a bit looser.
Alternative Payment Methods at Pay By Phone Casinos
Lots of players prefer a mobile phone credit at UK casinos due to the instant deposits. But there are alternative payment options you might be interested in, especially for withdrawals.
Some methods are faster, but may carry additional fees. When playing at Visa casinos, for example, you can expect even faster deposits and withdrawals.
The following table shows what else you can use at a mobile casino besides paying with phone credit.
| Payment Method | Withdrawal Times | Deposit Limit | Withdrawal Limit | Fees |
|---|---|---|---|---|
| Network Provider’s Bill | N/A | £10–£30 | N/A | Around £1 |
| Google Pay | 1–3 days | £10–£2,000 | £10–£3,000 | N/A |
| Apple Pay | 1–3 days | £10–£2,000 | £10–£3,000 | N/A |
| Credit/Debit Cards | 1–5 days | £10–£1,000 | £10–£2,000 | 3–10% |
| Bank Transfers | 2–4 days | £20–£5,000 | £10–£10,000 | £0–£25 |
| E-Wallets | Up to 24 hours | £10–£3,000 | £10–£4,000 | Around 3% |
| Cryptocurrencies | 1–15 minutes | £10–£10,000 | £10–£10,000 | Under 1% (blockchain) |
Final Thoughts on Pay By Phone Casinos
A pay by mobile casino is perfect when you want to play now and pay later. You can also use mobile apps like Apple Pay and GPay when you don’t mind covering a deposit immediately.
Either way, you’ll enjoy instant deposits with little effort. With some deposit by phone methods, you merely need to enter a verification code.
If you’re looking for a mobile deposit casino, we always recommend checking the game selection, bonuses, and withdrawal options. The latter are key because you can’t withdraw through most phone payment methods.
You should also check if a prospective gaming site has a license and trustworthy software providers. These factors will help ensure you stay safe when depositing by phone at a casino.
FAQs
Yes, the average pay with mobile phone credit UK casino is safe to use. Such casinos are licensed by reputable authorities, use secure encryption, and feature games from trusted software providers.
A casino accepting pay by phone bill often supports major UK providers like EE, O2, Virgin Mobile, and Vodafone. You may also find payment apps like Google Pay and Apple Pay at almost any mobile casino that lets you pay with phone credit.
A pay by mobile casino lets you fund your account via your phone bill or prepaid balance. Deposits appear instantly, so you can start playing safely without sharing card or bank details.
Yes, almost every pay by phone bill casino in the UK offers bonuses. Examples include welcome offers, free spins, reload deposit bonuses, cashback, free chips, and no deposit bonuses. The typical casino accepting pay by phone bill also features a VIP programme and loyalty rewards.
A deposit by mobile phone at a casino is the fastest way to fund your account. It’s even quicker than debit/credit cards because you don’t have to enter card details. Instead, you just need to verify the payment through a confirmation code.
Pay by phone slots are the most popular – you’ll typically find hundreds or thousands of these games at any given pay by phone bill UK casino. Blackjack, roulette, crash games, live dealer tables, and scratchcards are also popular at these casinos.
No, the casino pay by phone method is limited to deposits only. Withdrawals aren’t supported, so you’ll need to use an alternative payment method to cash out, such as debit cards or e-wallets.
