Pay by phone casinos let you deposit funds directly through your mobile phone bill or prepaid balance, with transactions processed instantly and charged to your next phone statement. This “play now, pay later” approach makes it quick and easy to fund your account without needing a bank card or e-wallet.
In this guide, we’ll explain how pay by mobile casinos work, their main advantages and potential drawbacks, and what to consider before using this convenient deposit method.
Pay By Phone Casinos – Key Takeaways
- Pay by phone casinos charge deposits to your mobile bill – no card details needed.
- Instant deposits from £10-£30 through providers like Boku, PayForIt, and Zimpler.
- Compatible with all major UK networks: EE, O2, Vodafone, Virgin Mobile.
- Deposits via phone bill are one-way; withdrawals must use a different method.
- Perfect for you if you want to deposit small amounts quickly via your phone.
Best Pay By Phone Casinos UK – Quick Comparison
| Casino Name | Min Phone Deposit | Supported Methods | Welcome Bonus | Number of Games | Withdrawal Time |
|---|---|---|---|---|---|
| BetMorph | £10 | PayviaPhone, Apple Pay, Debit Cards, Instant Bank Payments, PaysafeCard, Skrill, Neosurf, Neteller, Payz, PayPal | Up to £300 + 200 spins across 3 deposits | 2,000+ | 1-5 days |
| Midnite | £5 | Apple Pay, Google Pay, Debit Cards, Skrill, Trustly | Wager £20, get 100 spins | 2,000+ | 1-5 days |
| Mr Mega | £10 | Apple Pay, Debit Cards, PayPal, Trustly, MuchBetter, Skrill, PaysafeCard | 100% up to £100 + 100 spins | 1,350+ | 1-6 days |
| Mr Vegas | £10 | Apple Pay, Debit Cards, Revolut, Neteller, Skrill, PayPal, Trustly, Much Better | 100% up to £200 | 8,000+ | 1-3 days |
| Casushi | £10 | Apple Pay, Google Pay, Debit Cards, Trustly | 100% up to £50 + 20 spins | 3,000+ | 1-3 days |
What Are Pay By Phone Casinos & How They Work
Pay by phone casinos utilise services like Boku and PayForIt to charge deposits directly to your mobile phone bill or deduct them from a prepaid plan. These services work with all major UK networks, including EE, O2, Vodafone, and Virgin Mobile, processing deposits instantly without requiring card details. This means that a pay by mobile casino lets you play immediately and cover the deposit later.
By contrast, regular UK online casino deposit methods require you to complete the transaction immediately. For example, if you’re using a card and want to play at credit card casinos, you’re covering deposited funds now, not days/weeks down the road.
Many pay by mobile casinos also support Google Pay and Apple Pay for added convenience, giving you even more ways to fund your account quickly.
How Pay By Phone Bill Deposits Work: Step-by-Step
- Select ‘Pay by Phone’ at the casino’s Cashier or Deposit page.
- Enter your UK mobile number.
- Choose your deposit amount.
- Confirm via SMS.
- Receive your funds instantly.
- Charges are deducted immediately for prepaid users or added to the next bill for contract users.
Who Should Use Pay By Mobile Casinos?
Pay by mobile casinos are perfect for you if you:
- Don’t have a debit or credit card.
- Prefer not to share your banking details online.
- Like keeping all payments in one place on your phone bill.
- Want to manage your gambling budget, as smaller deposit limits help you stay in control.
Deposit Limits at Pay By Phone Casinos
Daily deposit limits at pay by mobile casinos usually range from £10–£30. These limits are set by mobile network providers, who are essentially covering your deposit upfront and need to manage their risk.
Lower limits mean you won’t be placing high-stakes bets, but they’re perfect for smaller, controlled deposits. This encourages a more cautious play style compared with cards or e-wallets, making it easier to stick to your budget and play responsibly.
Did you know? The average pay by phone casino deposit is £10, but some gaming sites only require a £5 minimum deposit.
Pros and Cons of Pay By Mobile Casinos
Let’s take a closer look at the key pros and cons of pay by mobile casinos, giving you a clear idea of what to expect.
Pros
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Instant deposits
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Easier to use than most methods
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Cover your deposit later
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High level of security
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Deposits are normally fee-free
Cons
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Max phone deposit is usually £30
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Must find an alternative withdrawal method
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Not supported by smaller providers
Pay By Phone Bill Methods: Boku, PayForIt & Mobile Networks
There are multiple ways to pay by phone at UK online casinos, either through your mobile network provider or via services such as Boku, PayForIt, Google Pay, and Apple Pay. Below are the most common methods and how each one works.
Paying by the Network Provider’s Phone Bill
With pay by phone bill casinos, your deposit is charged directly to your mobile bill or deducted from your prepaid balance. The method is supported by major UK networks, including O2, Three, Vodafone, EE, and Virgin Mobile, making it widely accessible for mobile users.
Deposit limits are very low by design, with players restricted to between £10 and £30 per day. These transaction are processed instantly, but this payment option can only be used to fund your account. Withdrawals must be completed using a separate method.
When it comes to fees, these depend on the mobile provider and casino. Some mobile networks apply a small processing charge, though most casinos cover this cost for you.
Boku
Boku enables instant mobile deposits of £10–£30 daily by charging your phone bill. This free deposit-only method is available at selected mobile-friendly online casinos in the UK.
- How Does it Work? – Boku acts as a handy intermediary between you and major mobile providers. You use it by entering your phone number, deposit amount, and SMS code (confirmation). The deposit will go on your next phone bill.
- Typical Processing Times – Instant deposits with no withdrawals available.
- Are there any Fees? – No, you won’t have to pay any fees.
- What are the Limits? – Boku deposit limits are low at £10–£30 daily.
- UK Casino Availability: Around 30–40% of mobile-friendly sites accept Boku deposits.
PayForIt
Use PayForIt for small casino deposits through a verified account, with one-tap confirmation and no need for cards, wallets, or SMS codes. One drawback is you won’t be able to process withdrawals.
- How Does it Work? – This service essentially does the same thing as Boku. You use it by entering your deposit amount and confirming the transaction via your PayForIt account.
- Typical Processing Times – Deposits are instant, withdrawals are not permitted.
- Are there any Fees? – No, fees are covered by the service provider.
- What are the Limits? – You can only deposit £10–£30 per day.
- UK Casino Availability: Roughly 15–25% of UK online casinos support PayForIt deposits.
Google Pay
Google Pay supports instant mobile deposits and card-based withdrawals through a linked debit or credit card. Transactions are confirmed via biometric authentication on Android devices, making it a secure option with higher limits than pay by phone bill methods like Boku and PayForIt.
- How Does it Work? – You link a debit or credit card to your Google Pay account, then make casino deposits through your Android device, using Face ID or Touch ID to confirm transactions.
- Typical Processing Times – Deposits are instant, while withdrawals take 1–3 days (not supported at all casinos).
- Are there any Fees? – There are no fees for deposits or withdrawals.
- What are the Limits? – Typically £20–£2,000 for deposits and £20–£3,000 for withdrawals.
- UK Casino Availability: Accepted at roughly 45–55% of UK online casinos.
Apple Pay
Apple Pay allows fast deposits and supported withdrawals using a linked debit or credit card, confirmed via Face ID or Touch ID. It’s widely used at mobile-first casinos and offers higher limits and more flexibility than direct network billing options.
- How Does it Work? – Just like with GPay, you link a debit/credit card and confirm deposits using touch or facial recognition.
- Typical Processing Times – Deposits are instant, while there is 1–3 day waiting time for withdrawals where supported.
- Are there any Fees? – Apple Pay deposits and withdrawals are usually free.
- What are the Limits? Common Apple Pay deposit and withdrawal limits are £20–£2,000 and £20–£3,000, respectively.
- UK Casino Availability: Available at around 40–50% of UK online casinos.
Zimpler
Zimpler enables instant deposits and withdrawals using a verified account linked to your bank or card. It relies on one-time code verification instead of biometric or device-based authentication like other pay by phone methods, with limits set by the casino rather than the payment provider itself.
- How Does it Work? – Add a bank account or card to your Zimpler account, then confirm deposits and withdrawals using the 4-digit one-time verification code Zimpler sends you.
- Typical Processing Times – Deposits and withdrawals are instant or near instant.
- Are there any Fees? – There are no fees unless a currency conversion is required, in which case small charges may apply.
- What are the Limits? – Zimpler doesn’t set limits, so deposit and withdrawal caps depend on the pay by phone casino you use.
- UK Casino Availability: Supported at a growing number of UK casinos.
Pay By Mobile Casino UK Networks Supported
UK mobile networks that support pay by phone casinos include:
- EE – Full support via Boku and PayForIt on most contract plans
- O2 – Full support via Boku and PayForIt, subject to network spend caps
- Vodafone – Full support via Boku and PayForIt, gambling blocks may apply
- Virgin Mobile – Support via PayForIt, availability varies by plan
- Three – Limited support, availability depends on casino and account type
- Other MVNOs – Variable support across providers like Tesco Mobile, Giffgaff, Lebara, and iD Mobile
Phone Deposit Casino Methods: A Comparison
| Payment Method | Average Deposit Time | Average Withdrawal Time | Min Casino Deposit | Average Fees |
|---|---|---|---|---|
| Network Providers | 0–10 minutes | N/A | £10 | £1 |
| Boku | Instant | N/A | £10 | None |
| PayForIt | Instant | N/A | £10 | None |
| Google Pay | 0–10 minutes | 1–3 days | £10–£20 | None |
| Apple Pay | 0–10 minutes | 1–3 days | £10–£20 | None |
| Zimpler | Instant | Near Instant | £10 | £1.50–£5 (currency conversions) |
Did you know? Some mobile casino payment methods don’t charge you transaction fees. Those that do normally have rather small fees worth a few pounds or less.
Pay By Phone Casino Bonuses – Are They Available?
While pay by phone casinos don’t offer exclusive bonuses for this payment method, all standard welcome bonuses and promotions are available. Check each casino’s terms, as some older bonuses may exclude phone bill deposits – though this is increasingly rare at modern UK casinos.
Best Bonuses at Pay By Phone Bill Casinos
Let’s break down the best bonuses available at pay by phone bill casinos, with a focus on low wagering offers that suit smaller deposit limits.
| Casino | Bonus | Free Spins | VIP Club | Ongoing promotions |
|---|---|---|---|---|
| Betfred | Wager £10, get 200 free spins | Up to 200 spins weekly | Yes | Multiple free spins bonuses |
| BetMorph | Up to £300 & 200 free spins | 5–500 free spins every weekend | No | Wheel of Spins, deposit bonuses & free spins |
| Midnite | Wager £20, get 100 free spins | 10–60 free spins | Yes | Weekly rewards, daily scratchcard & giveaways |
Some operators, notably pay by phone bill casinos without GamStop, usually offer richer bonuses. That said, they also employ fewer mechanisms when it comes to setting limits on your play.
For a full list of the best deals currently available, check out our best UK casino bonuses guide.
VIP & Loyalty Programmes
Most UK casinos offer basic loyalty schemes, but pay by phone bill players can usually only access entry-level rewards. You can expect occasional free spins or small cashback offers, while higher VIP tiers and premium perks are typically geared toward larger deposit methods.
Best Phone Deposit Casino for Bonuses: BetMorph
BetMorph is the best pay by phone casino for players looking to enjoy generous free spin bonuses, deposit rewards, and regular competitions.
BetMorph stands out as a flexible option for pay by phone users, supporting low minimum deposits. There are also multiple withdrawal options, including Visa, Mastercard, PayPal, Neteller, Skrill, and Neosurf, giving you clear alternatives when it’s time to cash out.
We’re impressed by how this site has multiple free spins promos running simultaneously. It also provides a Bonus of the Week, where you can get a 100% up to £80 reload bonus.
In addition to solid promotions, BetMorph offers almost 2,000 slots, 100 live games, and a sportsbook that covers 40+ sports. The mobile site is smooth and responsive, with deposits completing instantly during testing.
We got started at this site with a £10 Apple Pay deposit and never looked back!
Don’t miss out on BetMorph’s Mystery Box promotion – simply insert the code MBOX when depositing £20 or more to opt in.
Most Popular Games at Pay By Phone Casinos
Pay by phone casinos offer a similar game selection as regular UK casinos. These include slots, live dealer tables, and table games from providers like Pragmatic Play, Evolution, and NetEnt.
Slots are the most popular choice for mobile bill deposits due to the availability of low minimum bets (from £0.10) that suit smaller deposit amounts associated with this payment method.
Best Pay By Phone Casino for Game Variety: Midnite Casino
Midnite Casino offers 2,000+ games that work smoothly with pay by phone bill deposits, including low-stake slots, instant win titles, and live game shows suited to smaller budgets.
Midnite Casino supports pay by phone bill deposits across major UK mobile networks, allowing small deposits without sharing card details. For withdrawals and higher limits, players can use Apple Pay or Google Pay for deposits, with cashouts sent to the linked card.
Beyond payments, Midnite offers a large and varied game library powered by trusted providers like Blueprint, Hacksaw Gaming, NetEnt, Play’n GO, and Pragmatic Play.
It stands out among UK pay by phone casinos for its interesting game categories, including Slingo and Solitaire, alongside a solid live casino section with popular live game shows from Evolution.
If you prefer making smaller deposits, mobile payment options like Google Pay and Apple Pay are ideal at Midnite – allowing deposits from as little as £5.
Are Pay By Phone Casinos Safe? – Security & Licensing
You’ll generally be safe when using a pay by phone bill casino in the UK. The key factors that make these casinos trustworthy include licensing, privacy and encryption, and responsible gambling tools. Before discuss these points in detail, let’s look at why pay by phone bill is secure:
- Your card details are never shared with the casino.
- Transactions require SMS verification for added security.
- Payments are authenticated directly by your mobile network provider.
- Low deposit caps help limit fraud and reduce overall risk.
Casino Licensing Authorities
Whether you’re playing at UK-based or international casinos, it’s important you pick a casino that is licensed. A license guarantees that a casino is safe and legitimate.
Here are some notable regulators that cover offshore pay by phone bill gaming sites:
- Curaçao Gaming Control Board: The CGCB is an international gaming authority that regulates hundreds of online casinos worldwide.
- Malta Gaming Authority: The MGA is a popular regulator for pay by phone bill casinos operating in Europe, based in Malta.
- UK Gambling Commission: Regulates gambling sites operating in the UK and requires them to connect with the GamStop self-exclusion network.
Privacy and Encryption
You’ll already enjoy a high level of protection when you deposit by phone bill at a casino. But we prefer going the extra distance by ensuring any recommended UK gaming site is safe itself.
We always check if a pay by mobile casino employs measures to protect personal information from data breaches and hackers. All casinos from our list protect your data just as well as Neteller casinos, which are widely known for data safety.
Customer Support and Responsible Gambling
A quality pay by phone bill casino has 24/7 support with multiple contact methods. We consider live chat and email musts, while social media and phone support are bonuses.
Our reviewers contact any prospective UK casino through live chat and email to measure response times. Ideally, support will respond through live chat in 1–2 minutes and via email within several hours.
The best UK sites with pay by phone methods also provide responsible gambling resources and tools, such as deposit limits, time limits, and self-exclusion.
It’s worth noting that pay by phone bill casinos without GamStop also let you set some restrictions on playing, though these are a bit looser.
The low deposit limits at phone bill casinos (typically £10-£30 daily) provide natural spending controls, well suited to casual players who want to manage their budget.
Alternative Payment Methods at Pay By Phone Casinos
Lots of players prefer using mobile phone credit at UK casinos due to instant deposits. However, there are alternative payment options you might be interested in, especially at fast withdrawal casinos.
Some methods are faster, but may carry additional fees. When playing at Visa casinos, for example, you can expect even faster deposits and withdrawals.
The following table shows what else you can use at a mobile casino besides paying with phone credit.
| Payment Method | Withdrawal Times | Deposit Limit | Withdrawal Limit | Fees |
|---|---|---|---|---|
| Network Provider’s Bill | N/A | £10–£30 | N/A | Around £1 |
| Google Pay | 1–3 days | £10–£2,000 | £10–£3,000 | N/A |
| Apple Pay | 1–3 days | £10–£2,000 | £10–£3,000 | N/A |
| Credit/Debit Cards | 1–5 days | £10–£1,000 | £10–£2,000 | 3–10% |
| Bank Transfers | 2–4 days | £20–£5,000 | £10–£10,000 | £0–£25 |
| E-Wallets | Up to 24 hours | £10–£3,000 | £10–£4,000 | Around 3% |
| Cryptocurrencies | 1–15 minutes | £10–£10,000 | £10–£10,000 | Under 1% (blockchain) |
Final Thoughts on Pay By Phone Casinos
Pay by phone casinos let you deposit instantly by charging small amounts directly to your mobile bill. They’re built for speed, simplicity, and privacy, making them ideal for casual players who prefer playing at UK casinos with smaller deposits.
If you want instant deposits without handing over your card details, pay by phone is one of the fastest and most discreet ways to fund your account. Just make sure you set up a separate withdrawal method before you get started, as pay by mobile billing works for deposits only.
FAQs
Yes, the average pay with mobile phone credit UK casino is safe to use. Such casinos are licensed by reputable authorities, use secure encryption, and feature games from trusted software providers.
A casino accepting pay by phone bill often supports major UK providers like EE, O2, Virgin Mobile, and Vodafone. You may also find payment apps like Google Pay and Apple Pay at almost any mobile casino that lets you pay with phone credit.
A pay by mobile casino lets you fund your account via your phone bill or prepaid balance. Deposits appear instantly, so you can start playing safely without sharing card or bank details.
Yes, almost every pay by phone bill casino in the UK offers bonuses. Examples include welcome offers, free spins, reload deposit bonuses, cashback, free chips, and no deposit bonuses. The typical casino accepting pay by phone bill also features a VIP programme and loyalty rewards.
A deposit by mobile phone at a casino is the fastest way to fund your account. It’s even quicker than debit/credit cards because you don’t have to enter card details. Instead, you just need to verify the payment through a confirmation code.
Pay by phone slots are the most popular – you’ll typically find hundreds or thousands of these games at any given pay by phone bill UK casino. Blackjack, roulette, crash games, live dealer tables, and scratchcards are also popular at these casinos.
No, the casino pay by phone method is limited to deposits only. Withdrawals aren’t supported, so you’ll need to use an alternative payment method to cash out, such as debit cards or e-wallets.
Most pay by phone bill casinos cap deposits at £10–£30 per day, depending on your mobile network and the casino’s limits.
Yes. Many non GamStop casinos accept pay by phone deposits through supported UK mobile networks, though availability varies by site.







